AML Associate Manager

Aspire; Gurugram District; On-site; INR 2,500,000 - 4,200,000; Full time

Job summary

Aspire is seeking a senior FinCrime specialist to own real-time transaction screening and collaborate with partners to enforce Acceptable Use Policies. The role includes taking ownership of end-to-end screening frameworks and driving improvements across the operation.

The team operates 24/7 under defined SLAs, ensuring robust AML controls and regulatory compliance across Aspire's customer base globally.

Qualifications

• At least 7 years of relevant experience with 1 year of leadership experience, ideally in transaction screening, compliance, or financial crime risk and ready to work as a specialist.

Responsibilities

• Conduct timely investigations of real-time alerts to ensure all transaction approvals meet established SLAs.
• Verify that transactions comply with internal and partner Acceptable Use Policies (AUP) while mitigating financial crime risks.
• Identify suspicious activity and file Suspicious Transaction Reports (STR) where required.
• Partner with Compliance to support regulatory and documentation requests as they come in.
• Contribute to process improvements, help build out screening frameworks, and flag gaps when you spot them.
• Collectively own the 24/7 operation, ensuring shift coverage and clean handovers at all times

Skills

Transaction screening

Compliance

Financial crime risk

Analytical thinking

Leadership

Process improvements

English communication

Job description

About The Company

Founders today are building global companies from day one — but the systems that manage their money were built for a different era. Aspire exists to change that!

About The Company

Founders today are building global companies from day one — but the systems that manage their money were built for a different era. Aspire exists to change that! We’re building the financial operating system for global founders, bringing banking, software, and automation into a single platform so businesses can move faster across borders and stay focused on building. Aspire is built by people who think from first principles, care deeply about solving hard problems, and take real ownership of their work. Our team brings global experience from leading fintech and technology companies, and many of us are former founders and operators who understand what it takes to build thoughtfully, make trade-offs, and deliver at scale in a global environment. Backed by leading global investors including Y Combinator, Peak XV, and Lightspeed, Aspire has been trusted by more than 50,000 startups and growing businesses worldwide to manage their finances since 2018. Together with partners like J.P. Morgan, Visa, and Wise, we’re building for the next generation of global companies.

About The Role

In this role, you'll be approving transactions and liaising with partners to make sure transactions are handled promptly and within our Acceptable Use Policy. Beyond execution, the expectation is that you take ownership of how the process works, contribute to building the frameworks the team operates against, and help drive improvements across the end-to-end screening function.

About The Team

The FinCrime operations team owns the end-to-end screening and transaction monitoring function at Aspire, covering ongoing client screening across the customer lifecycle and real time & retro-spective transaction monitoring. The team runs 24/7, operates against defined SLAs, and is responsible for keeping AML controls effective and consistent across Aspire's customers.

What You'll Own

• Conduct timely investigations of real-time alerts to ensure all transaction approvals meet established SLAs.
• Verify that transactions comply with internal and partner Acceptable Use Policies (AUP) while mitigating financial crime risks.
• Identify suspicious activity and file Suspicious Transaction Reports (STR) where required.
• Partner with Compliance to support regulatory and documentation requests as they come in.
• Contribute to process improvements, help build out screening frameworks, and flag gaps when you spot them.
• Collectively own the 24/7 operation, ensuring shift coverage and clean handovers at all times

What You'll Need To Be Successful

• At least 7 years of relevant experience with 1 year of leadership experience, ideally in transaction screening, compliance, or financial crime risk and ready to work as a specialist
• Previously worked within a fintech or financial services environment
• A robust analytical approach and critical reasoning skills, with the judgement to work without supervision once ramped up
• Proven experience in impactful process improvements
• Detail-oriented and adaptable, with a strong commitment to ownership and quality of investigation work
• Exceptional written and verbal communication skills in English
• Comfort operating in a dynamic, high-growth fintech environment, including 24/7 shift coverage.