Peoplenomic Consulting

The Corporate Institute; Mumbai; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

The Corporate Institute is seeking an experienced Risk & Portfolio Monitoring professional in Mumbai to oversee a diversified portfolio of secured, senior and structured private credit investments. You will monitor risk, performance, and covenant compliance across mid‑market corporates and PE‑backed businesses.

Responsibilities include periodic reviews, portfolio MIS, dashboards, stress testing, and scenario analysis, with reporting to Investment Committees and senior management.

Qualifications

• 12-15 years of experience in Risk Monitoring, Portfolio Monitoring, Credit Risk, Portfolio Management, or Corporate Credit within Private Credit, Corporate Banking, NBFCs, Alternative Investments, or Financial Institutions.
• Strong experience monitoring large corporate and mid‑market credit exposures across diversified industry sectors.
• Excellent understanding of corporate financial analysis, structured credit transactions, credit risk assessment, covenant monitoring, and portfolio risk management.

Responsibilities

• Monitor the performance and credit quality of a diversified portfolio of secured, senior, structured private credit investments across multiple industry sectors.
• Conduct periodic portfolio reviews to identify emerging credit risks, concentration risks, and early warning indicators.
• Perform ongoing monitoring of borrower financial performance, including revenue trends, profitability, cash flows, leverage, liquidity, debt servicing capacity, and covenant compliance.
• Review quarterly and annual financial statements, management information, lender reports, compliance certificates, and other portfolio monitoring deliverables.
• Assess borrower performance against investment assumptions, approved credit parameters, and transaction covenants, recommending appropriate remedial actions where required.
• Prepare portfolio risk assessments, portfolio MIS, dashboards, investment monitoring reports, and presentations for Investment Committees and Senior Management.
• Conduct portfolio trend analysis, sector reviews, stress testing, and scenario analysis to evaluate portfolio resilience under changing market and economic conditions.
• Monitor watchlist investments and support timely escalation of underperforming or higher-risk exposures.
• Evaluate macroeconomic developments, industry dynamics, and sector‑specific risks impacting portfolio companies across a sector‑agnostic investment portfolio.
• Coordinate with Investment Teams, Credit, Legal, Compliance, and external stakeholders to ensure effective portfolio oversight and risk mitigation.
• Ensure compliance with internal investment policies, risk frameworks, transaction documentation, and governance standards.
• Support portfolio optimization initiatives, including concentration risk management, portfolio analytics, and risk‑adjusted return assessment.
• Drive automation and continuous improvement initiatives in portfolio monitoring, reporting, data analytics, and risk surveillance processes.

Skills

Analytical thinking

Problem solving

Decision making

Communication

Stakeholder management

Excel

PowerPoint

Power BI

Tableau

SQL

Tools

Power BI

Tableau

SQL

Excel

PowerPoint

Job description

We are seeking an experienced Risk & Portfolio Monitoring professional with 1215 years of experience in corporate credit risk and portfolio monitoring. The role will be responsible for overseeing the performance and risk profile of a diversified portfolio of secured, senior, structured private credit investments extended to mid-market corporates and private equity-sponsored businesses.

KEY RESPONSIBILITIES:

• Monitor the performance and credit quality of a diversified portfolio of secured, senior, structured private credit investments across multiple industry sectors.
• Conduct periodic portfolio reviews to identify emerging credit risks, concentration risks, and early warning indicators.
• Perform ongoing monitoring of borrower financial performance, including revenue trends, profitability, cash flows, leverage, liquidity, debt servicing capacity, and covenant compliance.
• Review quarterly and annual financial statements, management information, lender reports, compliance certificates, and other portfolio monitoring deliverables.
• Assess borrower performance against investment assumptions, approved credit parameters, and transaction covenants, recommending appropriate remedial actions where required.
• Prepare portfolio risk assessments, portfolio MIS, dashboards, investment monitoring reports, and presentations for Investment Committees and Senior Management.
• Conduct portfolio trend analysis, sector reviews, stress testing, and scenario analysis to evaluate portfolio resilience under changing market and economic conditions.
• Monitor watchlist investments and support timely escalation of underperforming or higher-risk exposures.
• Evaluate macroeconomic developments, industry dynamics, and sector‑specific risks impacting portfolio companies across a sector‑agnostic investment portfolio.
• Coordinate with Investment Teams, Credit, Legal, Compliance, and external stakeholders to ensure effective portfolio oversight and risk mitigation.
• Ensure compliance with internal investment policies, risk frameworks, transaction documentation, and governance standards.
• Support portfolio optimization initiatives, including concentration risk management, portfolio analytics, and risk‑adjusted return assessment.
• Drive automation and continuous improvement initiatives in portfolio monitoring, reporting, data analytics, and risk surveillance processes.

DESIRED CANDIDATE PROFILE:

• 12-15 years of experience in Risk Monitoring, Portfolio Monitoring, Credit Risk, Portfolio Management, or Corporate Credit within Private Credit, Corporate Banking, NBFCs, Alternative Investments, or Financial Institutions.
• Strong experience monitoring large corporate and mid‑market corporate credit exposures across diversified industry sectors.
• Excellent understanding of corporate financial analysis, structured credit transactions, credit risk assessment, covenant monitoring, and portfolio risk management.
• Hands‑on experience in early warning signal identification, watchlist monitoring, stress testing, scenario analysis, and portfolio analytics.
• Strong understanding of secured lending structures, capital structures, collateral packages, and debt documentation.
• Ability to evaluate portfolio performance from both a credit risk and investment monitoring perspective.
• Strong analytical, problem‑solving, and decision‑making capabilities with excellent attention to detail.
• Excellent communication and stakeholder management skills, with the ability to present portfolio insights to senior leadership and investment committees.
• Advanced proficiency in Microsoft Excel and PowerPoint. Experience with Power BI, Tableau, SQL, or portfolio analytics tools will be an advantage.