P&C Insurance - Rating/Pricing/Underwriting - Immediate/Early Joiners

Crescendo Global Leadership Hiring India; Gurugram District; Hybrid; INR 700,000 - 1,100,000; Full time

Job summary

Crescendo Global Leadership Hiring India is seeking a P&C Insurance Rating/Pricing professional in Gurgaon (Gurugram) with 2+ years of experience in rating, pricing, premium calculations or rating implementation. You will work on rating logic, rate changes, and testing across insurance platforms.

Must have exposure to rating engines and policy administration platforms; proficiency in MS Excel and knowledge of SQL/Python are valuable.

Qualifications

• Bachelor’s or Master’s degree in Engineering, CS, Math, Economics or related discipline.
• 2+ years in P&C Insurance with exposure to rating, pricing or premium calculations.
• Understanding of rating factors, premium calculation logic, discounts, surcharges, rating rules, rate changes.
• Hands-on experience in rating configuration, testing or validation across insurance systems.
• Exposure to Guidewire PolicyCenter, Oracle Insbridge or Duck Creek preferred.
• Experience in premium validation, rating testing, UAT, regression testing or pricing validation.
• Strong MS Excel skills; SQL or Python a plus.
• Strong analytical skills to identify premium discrepancies and rating issues.

Responsibilities

• Work on P&C insurance rating and pricing methodologies, including premium calculation logic, rating factors, discounts, surcharges and rating rules.
• Review and implement rate changes, rating tables, rate books and pricing-related configurations.
• Configure, test or validate rating logic across insurance platforms and engines.
• Perform premium testing by comparing expected vs actual premium calculations and investigating discrepancies.
• Execute UAT, regression testing and rating validation to ensure accuracy of premium calculations.
• Identify rating discrepancies, analyse calculation mismatches and coordinate with technical teams for resolution.
• Support continuous improvement of rating implementation, testing and validation processes.

Skills

MS Excel

SQL

Python

Rating factors

Rating logic

Pricing validation

UAT & regression testing

Analytical skills

Education

Bachelor's or Master's in Engineering, CS, Math, Economics

Tools

Guidewire PolicyCenter

Oracle Insbridge

Duck Creek

Job description

P&C Insurance - Rating/Pricing/Underwriting - Gurgaon

We are looking for a P&C Insurance professional with 2+ years of experience in rating, pricing, premium calculations or rating implementation. The role involves working on rating logic, rating factors, rate changes, premium validation and testing across insurance systems. Candidates with hands-on exposure to rating engines and policy administration platforms are preferred.

Location -

Gurugram

Your Future Employer -

A leading global analytics and operations management organisation, partnering with businesses across insurance, banking, healthcare and other industries to drive growth, operational excellence and data-driven decision-making.

Responsibilities -

1. Work on P&C insurance rating and pricing methodologies, including premium calculation logic, rating factors, discounts, surcharges and rating rules.
2. Review and implement rate changes, rating tables, rate books and other pricing-related configurations.
3. Configure,test or validate rating logic across insurance platforms and rating engines.
4. Perform premium testing by comparing expected versus actual premium calculations and investigating discrepancies.
5. Execute UAT, regression testing and rating validation to ensure accuracy of premium calculations.
6. Identify rating discrepancies, analyse calculation mismatches and coordinate with technical teams for resolution.
7. Support continuous improvement of rating implementation, testing and validation processes.

Requirements -

1. Bachelor's or Master's degree in Engineering, Computer Science, Mathematics, Economics or a related discipline.
2. 2+ years of experience in P&C Insurance, with exposure to underwriting, rating, pricing or premium calculations.
3. Understanding of rating factors, premium calculation logic, discounts, surcharges, rating rules and rate changes.
4. Hands-on experience in rating configuration, testing or validation across insurance systems.
5. Exposure to insurance platforms such as Guidewire PolicyCenter, Oracle Insbridge or Duck Creek is preferred.
6. Experience in premium validation, rating testing, UAT, regression testing or pricing validation.
7. Strong proficiency in MS Excel. Knowledge of SQL or Python would be an added advantage.
8. Strong analytical skills with the ability to identify premium discrepancies and investigate rating-related issues.

What is in it for you -

1. Opportunity to work on specialised P&C insurance rating and pricing processes.
2. Exposure to global insurance projects and leading insurance technology platforms.
3. Opportunity to collaborate with experienced professionals across insurance, analytics and technology teams.
4. Structured training, mentoring and opportunities for professional growth and career development.

Disclaimer -

Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate based on race, religion, colour, origin, gender, sexual orientation, age, marital status, veteran status or disability status.

Note -

We receive many applications daily, so it becomes difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated.

Keywords - P&C Insurance, Property and Casualty, Insurance Rating, P&C Pricing, Premium Calculation, Rating Factors, Rating Logic, Rating Rules, Rate Changes, Rate Tables, Ratebook, Premium Validation, Rating Testing, UAT, Regression Testing, Guidewire, Guidewire PolicyCenter, Oracle Insbridge, Duck Creek, Rating Engine, Excel, SQL, Python, Insurance Underwriting, Crescendo Global.