Operations Team Member_O_WBG OPERATIONS OPS _0180_8190_1086560

Kotak Mahindra Bank; Hubli; Presencial; INR 600.000 - 1.200.000; Jornada completa

Descripción de la vacante

Kotak Mahindra Bank in Hubli, India, is seeking professionals for Working Capital Operations to manage CC, OD, BG, LC, and trade finance workflows. The role requires understanding of documentation, disbursements, and risk controls, with collaboration across multiple teams.

The candidate should have 4–8 years of experience in Working Capital Operations within Banking/NBFCs and exposure to core banking systems. RBI guidelines adherence and process improvements are key aspects of the job.

Formación

• Graduation/post-graduation in Commerce, Finance, Banking, or related field.
• 4–8 years of experience in Working Capital Operations within Banking/NBFCs.
• Strong understanding of trade finance and working capital products.
• Knowledge of documentation, disbursement processes, and operational risk controls.
• Exposure to core banking and workflow systems preferred.

Responsabilidades

• Process and monitor Working Capital products including CC, OD, BG, LC, Bills Discounting, and Supply Chain Finance transactions.
• Verify and process disbursements, renewals, limit setups, enhancements, and closures.
• Perform documentation scrutiny, regulatory checks, and compliance verification.
• Coordinate with Business, Credit, Legal, Operations, and customers for smooth transaction execution.
• Monitor pending cases and ensure timely resolution within defined TATs.
• Handle operational exceptions, reconciliations, and audit observations.
• Ensure adherence to RBI guidelines, internal policies, and risk controls.
• Support process improvement initiatives and automation projects.
• Prepare operational MIS, dashboards, and management reports.

Conocimientos

Working Capital Operations

Trade Finance Operations

Documentation & Compliance

Operational Risk Management

Stakeholder Management

Reconciliation & MIS Reporting

Process Improvement

Attention to Detail

Educación

Graduate/Postgraduate in Commerce, Finance, Banking, or related field

Descripción del empleo

Job Description:

Key Responsibilities

• Process and monitor Working Capital products including:
  • Cash Credit (CC)
  • Overdraft (OD)
  • Bank Guarantees (BG)
  • Letter of Credit (LC)
  • Bills Discounting
  • Supply Chain Finance transactions
• Verify and process disbursements, renewals, limit setups, enhancements, and closures.
• Perform documentation scrutiny, regulatory checks, and compliance verification.
• Coordinate with Business, Credit, Legal, Operations, and customers for smooth transaction execution.
• Monitor pending cases and ensure timely resolution within defined TATs.
• Handle operational exceptions, reconciliations, and audit observations.
• Ensure adherence to RBI guidelines, internal policies, and risk controls.
• Support process improvement initiatives and automation projects.
• Prepare operational MIS, dashboards, and management reports.

Eligibility

• Graduate/Postgraduate in Commerce, Finance, Banking, or related field.
• 4–8 years of experience in Working Capital Operations within Banking/NBFCs.
• Strong understanding of trade finance and working capital products.
• Knowledge of documentation, disbursement processes, and operational risk controls.
• Exposure to core banking and workflow systems preferred.

Key Skills

• Working Capital Operations
• Trade Finance Operations
• Documentation & Compliance
• Operational Risk Management
• Stakeholder Management
• Reconciliation & MIS Reporting
• Process Improvement
• Attention to Detail