Manager - Treasury & Credit control

Tata Communications; Maharashtra; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Tata Communications is seeking a Sr. Manager/Manager to oversee the credit function, manage risk, cash flow, and liquidity while ensuring policy compliance.

This role involves evaluating creditworthiness, setting limits, and driving improvements across onboarding and data management. The ideal candidate will have 5+ years in credit management, strong analytical and negotiation skills, and experience with SAP and MS Office.

Qualifications

• Bachelor’s degree in finance, accounting, or related field.
• Professional certification such as CCP, CFA, or CMA preferred.
• At least 5 years of experience in Credit Management or related roles.
• Strong knowledge of financial markets, accounting principles, and regulatory frameworks.
• Proficient in using SAP, Microsoft Office, and Database Management.
• Excellent analytical, problem-solving, and decision-making skills.
• Effective communication, negotiation, and interpersonal skills.
• High attention to detail, accuracy, and integrity.
• Ability to work independently and as part of a team.
• Ability to handle multiple tasks and prioritize deadlines and bring Innovation.

Responsibilities

• Evaluate the creditworthiness of existing and potential customers and set appropriate credit limits.
• Monitor account receivables and minimize bad debts.
• Negotiate deals with customers (Internal and External), suppliers, and lenders to resolve credit issues.
• Monitoring customer onboarding, predictive Risk analytics, and maintenance of credit centralized data.
• Develop and implement credit and treasury policies and procedures.
• Optimize the cash management and working capital of the business.
• Identify and mitigate financial risks, such as currency, interest rate, and liquidity risks.
• Ensure compliance with internal controls, audit requirements, and tax regulations.

Skills

Credit management

Analytical thinking

Communication skills

Negotiation

Problem solving

Attention to detail

Teamwork

Time management

Innovation

SAP

MS Office

Visio

Database management

Education

Bachelor's degree in finance, accounting, or related field

CCP (Certified Credit Professional)

CFA (Chartered Financial Analyst)

CMA

Tools

SAP

MS Office

Visio

Database management

Job description

About The Company

Tata Communications Redefines Connectivity with Innovation and IntelligenceDriving the next level of intelligence powered by Cloud, Mobility, Internet of Things, Collaboration, Security, Media services and Network services, we at Tata Communications are envisaging a New World of Communications

Job Description (Sr. Manager/Manager)

A credit manager needs to oversee the credit functions of a business. They are responsible for managing the credit risk, cash flow, and liquidity, of the organization. They also ensure compliance with relevant policies, regulations, and accounting standards.

Major Responsibilities/Purpose Of The Job

• Evaluate the creditworthiness of existing and potential customers and set appropriate credit limits, Risk Profiling and Terms.
• Monitor account receivables and minimize bad debts.
• Standard soft skills consist of personality traits, social agencies, communication, language skills, friendliness, and optimism.
• Negotiate deals with customers (Internal and External), suppliers, and lenders to resolve credit issues, disputes, and favourable Contractual Terms.
• Monitoring customer onboarding, predictive Risk analytics, and maintenance of credit centralized data.
• Drive Innovations to achieve an Organisation's Digital footprint, transform the credit management field, improve productivity and eliminate repetitive tasks.
• Develop and implement credit and treasury policies and procedures.
• Optimize the cash management and working capital of the business.
• Identify and mitigate financial risks, such as currency, interest rate, and liquidity risks.
• Ensure compliance with internal controls, audit requirements, and tax regulations.

Desired Skills And Qualifications

• Bachelor s degree in finance, accounting, or related field
• Professional certification, such as CCP (Certified Credit Professional), CFA (Chartered Financial Analyst), or CMA, is preferred.
• At least 5 years of experience in Credit Management or related roles
• Strong knowledge of financial markets, accounting principles, and regulatory frameworks
• Proficient in using SAP, Microsoft Office-(Spreadsheet and VISIO) , and Database Management
• Excellent analytical, problem-solving, and decision-making skills
• Effective communication, negotiation, and interpersonal skills
• High attention to detail, accuracy, and integrity
• Ability to work independently and as part of a team.
• Ability to handle multiple tasks and prioritize deadlines and bring Innovation.