Manager - MIS And Business Planning - Mumbai

Tata Capital; Thane; Sur place; INR 800 000 - 1 400 000; Plein temps

Résumé du poste

Tata Capital is seeking a CA with 1–2 years of experience in business accounting, FP&A and MIS to support financial planning, reporting and analytics. The role focuses on P&L analysis, asset quality, credit costs and margin analytics across SBUs and products.

You will contribute to budgeting, performance tracking, asset quality dashboards and management reporting, ensuring timely and accurate financial insights for decision making.

Qualifications

• CA with 1–2 years of experience in Business Accounting / FP&A / MIS.

Responsabilités

• Support budgeting and performance tracking for margins, AQ and credit cost; balance sheet analysis.
• Track monthly/quarterly rolling estimates and performance metrics.
• Highlight deviations and assist in performance analysis.
• Prepare monthly P&L for SBUs and products, analyze variance against budget.
• Analyze GNPA, standard asset movement and credit cost trends.
• Prepare asset quality MIS and dashboards and present impact on business performance.

Connaissances

Excel skills

Financial analysis

P&L understanding

FP&A

Dashboarding tools

Formation

Chartered Accountant (CA)

Outils

Dashboarding tools

Description du poste

Job Description:

Main Accountabilities

Qualifications & Experience

• CA with 1-2 years of experience in Business Accounting / FP&A / MIS
• Strong understanding of P&L, financial reporting, and analysis
• Strong understanding of asset quality (GNPA), credit cost, and lending products
• Strong Excel and analytical skills
• Exposure to dashboarding tools (good to have)

Competencies:

• Ownership
• Boundaryless Behaviour
• Cost Consciousness

Functional Competencies

• GNPA
• Credit costs
• Margins

Key Decisions taken

• Identification and escalation of variance drivers and inconsistencies
• Selection of appropriate data sources for reporting and analysis
• Prioritization of reporting tasks based on timelines and requirements
• Highlighting discrepancies in Asset quality, Credit costs, Margins and other key performance metrics

1. Budgeting & Performance Tracking Support

• Support preparation of annual budgets for margins, AQ & credit cost and balance sheet analysis
• Track monthly/quarterly rolling estimates and performance metrics
• Highlight key deviations and assist in performance analysis

2. Asset Quality & Credit Cost Analysis Support

• Track and analyze GNPA, standard asset movement, and credit cost trends
• Support preparation of asset quality MIS and dashboards
• Assist in assessing impact of asset quality on business performance

Monthly P&L

• Preparation monthly P&Ls for different SBUs and Products. Analyse the reasons for variance against budget

3. Margin Analytics

• Prepare the necessary break down of Margins and its components to understand and analyse the reasons for variance
• Analyse the trend and prepare the waterfall for Consol, entities as well as SBUs
• Liason with the SBU SPOCs for the timely assimilation of information required for presenting the analysis

4. Cost allocation cycles

• Assist in preparation of allocations of cost of shared services, identifying and collating the key drivers for the allocation of costs
• Assist in presenting the analysis justifying the cost allocations across verticals as well as products/segments
• Ensure timeliness, accuracy as well as consistency in reporting across SBUs

5. Management Reporting Support (Investor Presentations / ACM / MIS Decks)

• Assist in preparation of IP / Board / ACM decks and management presentations
• Collate and present the key data points required for Investor calls such as ATS, ACL, GECL, IRR, and portfolio metrics
• Ensure accuracy and consistency of reporting outputs

6. Business Accounting & Process Support

• Support processes related to daily and monthly book closure, AUM reporting, average book, disbursals, IRRs etc.
• Validate financial data across systems and reports
• Assist in ensuring alignment of reporting across business units