Manager - Financial Crime

aptiagroup; Mumbai; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

Aptia is seeking a seasoned professional to lead financial crime policy and AML governance from Mumbai, with 12+ years of experience. You will strengthen the risk framework, oversee SARs and regulatory reporting, and advise senior leadership on sanctions and fraud matters.

You will collaborate with multiple functions, respond to regulatory engagements, and drive compliance initiatives across the organisation.

Qualifications

• Strong technical knowledge of UK and US AML/CTF, Sanctions, Fraud, and ABC frameworks.
• Proven experience in producing SARs, OFSI and OFAC reports, and with regulatory engagement.
• Strong communication and influencing skills to work with senior management, clients, trustees, and regulators.
• Demonstrated ability to manage stakeholders effectively, both internally (business functions, 1LOD, committees) and externally (clients, auditors, regulators).

Responsibilities

• Policy & Framework Development across the organisation.
• Develop financial crime policies, procedures, and guidance aligned with Aptia's model, risk appetite and regulatory obligations.
• Strengthen Aptia's AML framework, ensuring SAR handling, governance, and record-keeping align with best practice.
• Contribute to the ongoing development of the Group's financial crime due diligence framework.
• Assess financial crime controls of group functions and QA over 1st Line of defense related activities.
• Support Regulatory engagements, lead AML and fraud investigations, transaction monitoring, sanctions escalations, and internal reporting.
• Act as a senior escalation point for suspicious activity, sanctions matches or complex fraud cases.
• Produce and present MI for senior stakeholders, committees, and the Board covering financial crime risks and incidents.

Skills

AML/CTF knowledge

Regulatory reporting

Sanctions knowledge

Fraud investigations

Stakeholder management

Communication skills

Job description

About Aptia

Founded to shape the future of pensions, health, and insurance solutions, Aptia is a leading professional services firm dedicated to simplifying complexity for businesses and individuals. We bring together cutting-edge technology and deep industry expertise to help organisations navigate an evolving landscape with clarity and confidence.

With a presence in the US, UK, India, and Portugal, we support over six million people and more than 1,100 clients, delivering solutions that drive efficiency, enhance financial security, and provide peace of mind.

Our strength lies in the combination of smart technology and expert teams, ensuring that managing pensions, health, and insurance is more effective. By focusing on innovation, accessibility, and client success, we help businesses take care of their people, so they can focus on what they do best.

And we are expanding. Aptia Group is not only fueled by our investors' backing but also by our commitment to foster the growth and success of our people. At Aptia, we're investing heavily in learning and development, paving unique career paths for our colleagues.

Specialist. Responsive. Thoughtful. Our values aren't just words; they are the backbone of our business. Our team embodies our values daily, to surpass client expectations, evolve constantly and nurture genuine relationships for the long-term.

Job requirements

Location - Mumbai / Pune

Experience - 12+ yrs experience

Key responsibilities include

• Policy & Framework Development
• Develop financial crime policies, procedures, and guidance across the organisation in line with Aptia's business model, risk appetite, and regulatory obligations.
• Strengthen Aptia's Anti-Money Laundering framework, ensuring SAR handling processes, governance, and record-keeping align with best practice.
• Contribute to the ongoing development of the Group's financial crime due diligence framework.
• Controls Assessment - Assess the financial crime controls of group functions (Finance, HR, Procurement, and Third-Party Risk Management) and Quality Assurance over 1st Line of defense related financial crime activities
• Financial Crime Operations - Support Regulatory engagements, Support / Lead AML and fraud investigations, transaction monitoring, sanctions escalations, and internal reporting processes.
• Advisory - Act as a senior escalation point for suspicious activity, sanctions matches or complex fraud cases.
• Reporting - Produce and present MI for senior stakeholders, committees, and the Board covering financial crime risks, escalations, KRIs, and incidents undefined.

Key Skills required

• Strong technical knowledge of UK and US AML/CTF, Sanctions, Fraud, and ABC frameworks.
• Proven experience in producing SARs, OFSI and OFAC reports, and with regulatory engagement.
• Strong communication and influencing skills to work with senior management, clients, trustees, and regulators.
• Demonstrated ability to manage stakeholders effectively, both internally (business functions, 1LOD, committees) and externally (clients, auditors, regulators).

Equal Employment Opportunity

Aptia is committed to creating a diverse, inclusive and equitable work environment.

At Aptia, fostering an equitable and inclusive environment for all our people to flourish is a priority.

We are an equal opportunity employer and aim to attract and retain the best people without attention to age, background, disability, ethnic origin, family duties, political affiliation, race, religion, gender and sexual orientation.

If there are any reasonable adjustments we can make to the recruitment process to ensure it is accessible to you, we encourage you to reach out to us.