Loan Officer - Gold Loans and Group Loans

Godavari Krishna Co-operative Society; Bhavanipuram; On-site; INR 180,000 - 360,000; Full time

Job summary

Godavari Krishna Co-operative Society in Andhra Pradesh is seeking a proactive Field Officer to grow the loan portfolio. You will visit customers, explain Gold and Group loan schemes, and identify new business opportunities in local markets.

You will maintain records, support repayments, and coordinate with the Branch Manager to meet targets. Freshers and experienced candidates are welcome, with strong communication and field willingness.

Qualifications

• Any Graduate.
• Freshers & Experienced Candidates can apply.
• Good communication and interpersonal skills.
• Willingness to work in the field and meet customers.
• Basic knowledge of Gold Loans / Group Loans is an advantage.
• Customer-oriented with a positive attitude.
• Target-oriented and good follow-up skills.

Responsibilities

• Generate new business through customer visits and local market activities.
• Identify potential customers for Gold Loans / Group Loans.
• Explain loan schemes, interest rates, repayment terms and eligibility.
• Maintain regular follow-up with existing customers.
• Support timely repayment and collection of loan amounts.
• Maintain daily customer and loan records.
• Achieve assigned business and collection targets.
• Coordinate with the Branch Manager and other team members.

Skills

Communication skills

Interpersonal skills

Field work

Follow-up skills

Target orientation

Education

Any Graduate

Job description

Role & responsibilities

• Generate new business through customer visits and local market activities.
• Identify potential customers for Gold Loans / Group Loans.
• Explain loan schemes, interest rates, repayment terms and eligibility.
• Maintain regular follow-up with existing customers.
• Support timely repayment and collection of loan amounts.
• Maintain daily customer and loan records.
• Achieve assigned business and collection targets.
• Coordinate with the Branch Manager and other team members.

Preferred candidate profile

• Any Graduate .
• Freshers & Experienced Candidates can apply.
• Good communication and interpersonal skills.
• Willingness to work in the field and meet customers.
• Basic knowledge of Gold Loans / Group Loans is an advantage.
• Customer-oriented with a positive attitude.
• Target-oriented and good follow-up skills.

Job Locations

Gold Loans: Bhavanipuram, Vissannapeta, Patamata, Satyanarayanapuram, Governorpet, Bantumilli, Challapalli, Machilipatnam.

Group Loans: Satyanarayanapuram, Ramavarapadu, Hanuman Junction.