Loan Documentation Spec

U.S. Bank; Chennai District; On-site; INR 450,000 - 600,000; Full time

Job summary

U.S. Bancorp India is seeking a Loan Processing Associate to accurately process and board commercial loan transactions into AFS, including new loans, renewals, and amendments, within SLAs.

You will validate key loan terms, ensure data accuracy, and maintain audit-ready documentation, collaborating with business lines and operations teams to resolve gaps.

Qualifications

• 2–3 years of relevant experience in commercial loan processing.
• Proficient in Microsoft Office and loan documentation standards.
• Experience with loan systems (AFS/CLW) is a plus.

Responsibilities

• Process and board commercial loan transactions (new, renewals, amendments) into AFS within SLAs.
• Validate key loan terms (amount, maturity, rate, payments, fees) against documents.
• Perform quality control to ensure accurate data and audit-ready documentation, identify and correct errors.
• Collaborate with business lines and operations to resolve documentation gaps and assign work packets.

Skills

Attention to detail

Loan documentation

Analytical skills

Communication & collaboration

Process adherence

Time management

System proficiency

Coachable

Tools

AFS

CLW

Job description

At U.S. Bancorp India, we’re on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description Processing final, executed loan documents and booking requests received from the business line through Commercial Loan Workflow (CLW) or supporting systems. Loan terms, pricing, dates, and setup information are entered into the Automated Financial System (AFS) based on the executed documentation.

Role Responsibilities

Responsible for accurately processing and boarding commercial loan transactions (including new loans, renewals, and amendments) into AFS within established SLAs by reviewing executed loan documentation, validating key loan terms (such as loan amount, maturity date, interest rate, payment structure, borrower information, and fees), and ensuring all system inputs align with legal documents. Performing quality control reviews to identify and correct errors, distinguish between banker and processing errors, and support a 100% quality review process prior to downstream handoffs; maintaining compliance with internal policies, regulatory requirements, and audit standards while ensuring complete and audit-ready documentation. Partnering with business line stakeholders and internal operations teams to resolve documentation gaps, discrepancies, and NIGO conditions; managing workflow intake and prioritization to meet productivity, quality, and turnaround expectations; and producing accurate loan setups, corrected transactions, and documented work packets that enable downstream servicing, collateral, and post-close processes.

Competencies

Requires strong attention to detail and accuracy to interpret complex loan documentation and ensure precise system data entry; working knowledge of commercial lending products, loan structures, and financial terms. Analytical and problem-solving skills to identify discrepancies and resolve data or documentation issues; quality control discipline and risk awareness to meet audit, compliance, and regulatory standards; time management and productivity skills to prioritize workload and meet SLAs. Effective communication and collaboration skills to engage with business lines, operations partners, and downstream teams; technical proficiency in systems such as AFS, CLW, and document repositories; and accountability and ownership to ensure end-to-end completion of work with minimal downstream defects and full audit traceability.

Skills

MicrosoftSuite proficient. Commercial loan documentation knowledge, strong attention to detail and accuracy, risk awareness and control discipline, process and procedure adherence, productivity and time management, system proficiency, communication and collaboration skills, coachable.

Experience & Shift Timing

Yrs of exp - 2- 3 yrs of relevant yrs. Shift Timing - 9 to 6 PM IST

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Posting may be closed earlier due to high volume of applicants. This is an U.S. Bancorp India posting. U.S. Bancorp India is a part of the U.S. Bank family. At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.