Loan Documentation Spec 5

U.S. Bank; Chennai District; On-site; INR 500,000 - 750,000; Full time

Job summary

At U.S. Bancorp India, we’re on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India offers opportunities to discover what makes you thrive at every stage.

The Collateral Processing Specialist role supports the lifecycle of collateral management for commercial loan portfolios, including receipt, review, perfection, maintenance and release of collateral documentation.

Qualifications

• 2–3 years of relevant work experience.
• Attention to detail and accuracy.
• Basic understanding of applicable laws, regulations, and financial services.

Responsibilities

• Review and validate collateral documentation for accuracy and completeness
• Perform lien filings, continuations, and related activities to ensure collateral perfection
• Maintain and update collateral records within internal systems
• Process collateral releases, including verifying approvals and preparing required documentation
• Research and resolve collateral discrepancies using internal systems and public records
• Identify and address documentation exceptions, escalating risk issues as needed
• Partner with internal teams and external parties to support processing and issue resolution
• Monitor collateral status and support ongoing maintenance activities, including lien tracking
• Ensure compliance with regulatory, policy, and audit requirements
• Contribute to process improvements to enhance consistency, efficiency, and risk mitigation

Skills

MS Office

Communication skills

Document review

Job description

At U.S. Bancorp India, we’re on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description Job Description: The Collateral Processing Specialist is responsible for supporting the lifecycle of collateral management for commercial loan portfolios. This includes the receipt, review, perfection, maintenance, and release of collateral documentation to ensure the bank’s secured position is protected. The role performs lien filings, collateral record validation, and release processing while ensuring compliance with internal policies, regulatory requirements, and audit standards.

The specialist partners closely with other Lending Operations teams, internal business lines, and third-party vendors to ensure timely and accurate collateral processing and issue resolution. The ideal candidate will possess strong attention to detail, analytical skills, and the ability to manage multiple priorities in a fast-paced, risk-focused environment.

Role Responsibilities:

• Review and validate collateral documentation for accuracy and completeness
• Perform lien filings, continuations, and related activities to ensure collateral perfection
• Maintain and update collateral records within internal systems
• Process collateral releases, including verifying approvals and preparing required documentation
• Research and resolve collateral discrepancies using internal systems and public records
• Identify and address documentation exceptions, escalating risk issues as needed
• Partner with internal teams and external parties to support processing and issue resolution
• Monitor collateral status and support ongoing maintenance activities, including lien tracking
• Ensure compliance with regulatory, policy, and audit requirements
• Contribute to process improvements to enhance consistency, efficiency, and risk mitigation

Competencies:

• Attention to Detail Maintains high quality to prevent downstream servicing or audit issues.
• Time Management & Timeliness Meets daily processing deadlines while balancing accuracy. Consistently follows established procedures and controls.
• Accountability & Ownership Takes responsibility for assigned work and escalates issues appropriately.
• Analytical Review Identifies errors, trends, and missing data.

Skills:

• Microsoft Office suite and computer navigation proficiency
• Effective verbal and written communication skills
• Document review and validation

Preferred Skills/Experience:

• Well-developed analytical skills
• Basic understanding of the associated operations, products/services, systems, and risks/controls applicable to assigned area
• Basic understanding of applicable laws, regulations, and financial services.

Years of Exp – 2-3 yrs of relevant work experience.

Shift timing – 9 am – 6 pm IST

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Posting may be closed earlier due to high volume of applicants.

This is an U.S. Bancorp India posting.

U.S. Bancorp India is a part of the U.S. Bank family. At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what you excel at—our. Try new things, learn new skills and discover what you excel at—all from Day One.