Lead Engineer

Zoho; Mumbai; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

Yubi is seeking a senior full‑stack engineer to lead multiple engineering teams building a scalable finance marketplace. You will own design, user experience, and business logic for a product suite that connects borrowers, lenders, and investors.

You will mentor engineers, drive best practices, and collaborate with product managers and architects to align on technical vision. A strong background in Java, React, microservices, and cloud infra is required.

Qualifications

• Minimum 8+ years of experience in full stack development delivering enterprise-class web and mobile applications and services.

Responsibilities

• Developing a revolutionary finance marketplace product that includes design, user experience, and business logic to ensure the product is easy to use, appealing, and effective.
• Lead multiple high-performance engineering teams, defining and ensuring adherence to processes.
• Work closely with the Product Manager and Designer to ideate the product build. Coordinate with Architects to ensure tech alignment
• Participate in code and design reviews, establishing best software design and development practices.
• Mentor junior engineers and foster innovation within the team.
• Design and develop the pod’s software components and systems.
• Evaluate and recommend tools, technologies, and processes, driving adoption to ensure high-quality products.
• Participate in technical hiring activities to attract top talent.

Skills

React JS

Java Spring

Hibernate

Kafka

RESTful APIs

Microservices

Kubernetes

CI/CD

NoSQL

RDBMS

AWS

GCP

Monitoring

Tools

React JS

Java

Spring

Hibernate

Kafka

Kubernetes

CI/CD pipelines

RESTful APIs

NoSQL

RDBMS

AWS

GCP

Job description

Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.

From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products

Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles.

Job Description

Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it.

In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million.

In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place.

YuCollect is India’s first Unified Collections Infrastructure(, designed to transform the debt collections ecosystem at scale. It provides the foundational infrastructure that enables lenders, collection agencies, and regulators to operate on a single, transparent, and technology-driven network. From seamless discovery to compliant execution and real-time governance, YuCollect empowers all stakeholders to build modern, efficient, and trustworthy collection processes.

YuCollect is laying down the rails for how collections should function in a rapidly evolving financial landscape. By enabling data-aligned collaboration, scalable integrations, and compliance-by-design, it ensures every participant in the ecosystem, big or small, can grow and operate with confidence.

YuCollect is part of the Yubi Group, an end-to-end tech infrastructure powering the entire credit lifecycle for all stakeholders across India’s financial ecosystem.

So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore.

Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment.

At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story.

Role and Responsibilities

• Developing a revolutionary finance marketplace product that includes design, user experience, and business logic to ensure the product is easy to use, appealing, and effective.
• Lead multiple high-performance engineering teams, defining and ensuring adherence to processes.
• Work closely with the Product Manager and Designer to ideate the product build. Coordinate with Architects to ensure tech alignment
• Participate in code and design reviews, establishing best software design and development practices.
• Mentor junior engineers and foster innovation within the team.
• Design and develop the pod’s software components and systems.
• Evaluate and recommend tools, technologies, and processes, driving adoption to ensure high-quality products.
• Participate in technical hiring activities to attract top talent.

Requirements

• Minimum 8+ years of experience in full stack development, delivering enterprise-class web and mobile applications and services.
• Proficiency in React JS with at least 3 years of hands-on experience.
• Expertise in Java technologies including Spring, Hibernate, and Kafka.
• Proven experience in designing scalable applications capable of handling millions of transactions.
• Strong knowledge of NoSQL and RDBMS, with expertise in schema design and handling large volumes of data.
• Experience with Kubernetes deployment and managing CI/CD pipelines.
• Ability to function effectively in a fast-paced environment and manage continuously changing business needs.
• A strong advocate of code craftsmanship, adhering to good coding standards, and utilising tools to improve code quality.
• Experience with microservices architecture and RESTful APIs.
• Familiarity with monitoring and logging tools (Prometheus, Grafana, ELK stack).
• Competent in software engineering tools (e.g., Java build tools) and best practices (e.g., unit testing, test automation, continuous integration).
• Experience with the Cloud technologies of AWS and GCP and developing secure applications
• Proven experience in leading engineering teams and managing projects.
• Strong understanding of the software development lifecycle and agile methodologies.