Lead - BIU - Mumbai

JobItUs; Mumbai; On-site; INR 4,000,000 - 8,000,000; Full time

Job summary

Jobitus leads the BIU (Analytics & MIS) for the Retail Asset Secured department, steering a multi-vertical team to deliver insights across Home Loans, LAP, Auto, Education Loans, and LAS/LAMF. You will bridge raw data and strategic decisions for senior leadership.

Expected to drive strategic reporting, end-to-end MIS delivery, and cross-vertical analytics with strong stakeholder collaboration to translate data into executive narratives and actions.

Qualifications

• 8+ years in Analytics/MIS within a Bank or NBFC for Retail Secured Asset products.
• MBA/PGDM from premier institute (finance/data science related subjects preferred).
• Experience developing dashboards and management reports for senior management and stakeholders.

Responsibilities

• Design and publish high-impact dashboards for senior leadership (MD, CBO, BH, NSH, RSMs, branch teams).
• Oversee end-to-end Daily Performance MIS covering Leads to Disbursements lifecycle.
• Maintain trackers for Part-Disbursements and pending document closures.

Skills

Stakeholder management

Executive storytelling

Team leadership

Education

MBA/PGDM

Tools

SQL

SAS

Python

Tableau

Power BI

QlikView

Advanced Excel

Job description

As the Lead for BIU (Analytics & MIS) , you will be the data backbone for the Retail Asset Secured department. You will manage a multi-vertical team to deliver actionable insights across diverse products (Home Loans, LAP, Auto, Education Loans, LAS/LAMF) and multiple sourcing channels. Your mission is to bridge the gap between raw data and strategic decision-making for senior leadership

Technical & Professional Requirements:

Experience:

• 8+ years in Analytics/MIS within a Bank or NBFC, specifically for Retail Secured Asset products
• Hands on experience in developing and implementing meaningful, actionable dashboards, management presentations, strategic insight reports for senior management, internal stakeholder as well as coverage teams

Education:

• MBA/PGDM from premier institute (preferably with specialisation in Finance/Data Science related subjects)

Technical Skills:

• Expertise in SQL, SAS, or Python for data extraction
• Hands on with Visualization tools (Tableau, Power BI, or QlikView, etc.)
• Advanced Excel/VBA skills for automated reporting.
• Digital/Tech savvy, basic understanding of and curiosity for various recent AI tools/developments

Soft Skills

• Strong stakeholder management & collaboration skills to navigate a multi-vertical environment and the ability to translate complex data into executive-level narratives which can lead to actions and improvements.

Job Context & Key Result Areas

• Strategic Reporting & Governance:
  • Design and publish high-impact dashboards for the MD, CBO, Business Head (BH), and National Sales Heads (NSH), Zonal Sales Heads, RSMs, Branch Channel teams, etc.
  • Oversee the end-to-end delivery of Daily Performance MIS covering the entire lifecycle: Leads → Funnel → Logins → Sanctions → Disbursements.
  • Maintain specialized trackers for Part-Disbursements and pending document closures.
• Multi-Vertical & Channel Analytics:
  • Analyze performance across distinct verticals: HL-DSA, LAP-DSA, AL-DSA, and Branch Asset Channels.
  • Evaluate channel-specific productivity for DSAs, Builders (APF), Auto Dealers, OEMs, and Fintech partners.
  • Identify trends in sourcing quality, TAT (Turnaround Time), and conversion ratios.
• P&L Monitoring:
  • Partner with Planning & Finance teams to reconcile monthly P&L statements.
  • Deep dive into product-level profitability, yield analysis, and cost-of-acquisition across different verticals.
• Cross-Sell & Growth Initiatives:
  • Design and track Cross-Sell programs to maximize portfolio value.
  • Utilize data to identify untapped opportunities within the existing customer base.
• Team Leadership:
  • Lead and mentor a team of 8–12 members (a mix of On-Roll and Off-Roll staff), with a focus on scalability as business volumes grow
• Collaboration:
  • Collaborate effectively with various stakeholders in the bank for delivering the desired output.