Lawyer

North East Hire Purchase Co India; Gurugram District; On-site; INR 2,500,000 - 4,500,000; Full time

Job summary

Kredito24 seeks a legally qualified professional to join its Legal, Regulatory & Compliance team. The candidate will handle NBFC regulatory compliance and corporate documentation along with commercial contracts and legal notices.

The role requires knowledge of RBI regulations, the Companies Act, 2013, FEMA and other applicable laws relating to NBFCs and financial services. LL.B. is mandatory; NBFC/FS experience preferred. WFO in Gurugram.

Qualifications

• LL.B. from a recognised university is mandatory.
• Minimum 15 years of relevant experience in legal or regulatory compliance.
• Prior NBFC/financial services exposure is mandatory.
• Knowledge of RBI regulations, the Companies Act 2013 and FEMA preferred.
• CS qualification will be an added advantage but cannot replace the mandatory LL.B. qualification and relevant industry experience.

Responsibilities

• Handle RBI and NBFC-related legal and regulatory compliance.
• Support KYC, AML and other applicable compliance requirements.
• Prepare regulatory filings and responses to queries from regulatory authorities.
• Monitor changes in applicable laws and regulations.
• Draft and review legal agreements and notices along with other legal documents.

Skills

Regulatory compliance

Legal drafting

Contract review

Governance

Education

LL.B. from a recognised university

CS qualification (added advantage)

Job description

Company: Kredito24
Location: Sohna Road, Sector 48, Gurugram, Haryana
Employment Type: Full-Time
Work Mode: Work from Office (WFO)
Working Days: Monday to Friday
Working Hours: 9:00 AM 6:00 PM
Experience: 1 to 5 years (Banking, Fintech, NBFC or BFSI is preferred)

1. Position Overview

We are looking for a legally qualified professional to join our Legal, Regulatory & Compliance team. The candidate will handle legal matters related to NBFC regulatory compliance and corporate documentation along with commercial contracts and legal notices.

The role requires knowledge of RBI regulations, the Companies Act, 2013, FEMA and other applicable laws relating to NBFCs and financial services.

2. Key Responsibilities

A. Regulatory and Legal Compliance

• Handle RBI and NBFC-related legal and regulatory compliance.
• Support KYC, AML and other applicable compliance requirements.
• Prepare regulatory filings and responses to queries from regulatory authorities.
• Monitor changes in applicable laws and regulations.

B. Corporate Matters and Regulatory Approvals

• Handle share transfers and changes in shareholding along with related regulatory approvals.
• Prepare applications and supporting legal documents.
• Coordinate with management and external legal advisers on corporate matters.

C. FEMA and Foreign Investment

• Support FEMA compliance and foreign investment-related matters.
• Handle documentation relating to non-resident shareholding and cross-border share transfers.
• Coordinate with authorised dealer banks and advisers where required.

D. Legal Drafting and Contract Review

• Draft and review legal agreements and notices along with other legal documents.
• Review commercial contracts including service agreements and vendor contracts along with NDAs, SPAs and SHAs.
• Identify legal and contractual risks and suggest appropriate safeguards.

E. Customer Grievances and Legal Notices

• Review customer complaints and escalations along with legal notices.
• Coordinate with internal teams to investigate complaints and prepare appropriate responses.
• Maintain records of legal notices and disputes and coordinate with external counsel where required.

3. Qualifications and Experience

• LL.B. from a recognised university or institution is mandatory.
• 15 years of relevant experience in legal or regulatory compliance.
• Prior experience in an NBFC or financial services organisation is mandatory.
• Knowledge of RBI regulations and the Companies Act, 2013 along with FEMA is preferred.
• Company Secretary (CS) qualification will be an added advantage but cannot replace the mandatory LL.B. qualification and relevant industry experience.