Investor Reporting Analyst

Cognizant; Hyderabad, Chennai District, Bengaluru; Presencial; INR 600.000 - 1.000.000; Jornada completa

Descripción de la vacante

Cognizant is seeking a Mortgage Investor Reporting Analyst to support the Investor Reporting Group within Loan Servicing. You will perform remittance reporting, balancing, and reconciliations, ensuring data accuracy between remittance reporting and servicing records.

You will also assist in month-end close activities and respond to investor inquiries. The role requires graduate-level education with 18+ months in Mortgage Loan Servicing, plus experience in US Mortgage Investor Reporting and

Formación

• 18+ months of experience in Mortgage Loan Servicing, preferably Investor Reporting / Investor Accounting.
• US Mortgage Investor Reporting experience, incl. Actual/Actual, Schedule/Actual, Schedule/Schedule and Supplemental reporting, plus remittance validation of Private and GSE Investors.
• Strong knowledge of investor reporting principles, including debits/credits, cash flow requirements and bank reconciliations, with basic accounting practices.

Responsabilidades

• Perform remittance reporting, balancing and reconciliations for Private and GSE Investors with data accuracy.
• Assist in month-end close activities, including journal entries and remitting investor funds.
• Validate and classify transactions as remittances, wires or advances; verify against servicing records and resolve discrepancies.
• Process mortgage funding transactions and payments, complete wire and ACH transfers, verify funds for remittances.
• Respond to routine investor inquiries and audits, support ad hoc requests and research.

Conocimientos

SQL reporting

Audit support

Financial statement analysis

Attention to detail

Educación

Graduate in any discipline

Descripción del empleo

About Cognizant Consulting

Cognizant Consulting is more than Cognizants consulting practice, we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you?

About the role

As a Mortgage Investor Reporting Analyst, you will make an impact by performing reporting and reconciliation activities that support the organization's Loan Servicing functions, including remittance reporting, balancing, record-keeping and payment discrepancy analysis. You will be a valued member of the Investor Reporting Group / Loan Servicing team and work collaboratively with the stakeholders, and clients.

In this role, you will

• Perform remittance reporting, balancing and reconciliations for Private and GSE Investors, ensuring data accuracy between remittance reporting and servicing records.
• Assist in month-end close activities, including booking journal entries, remitting investor funds and compiling investor monthly servicing reports.
• Validate and classify transactions as remittances, wires or advances, verifying all bank activity against servicing records at loan level and resolving discrepancies with backup documentation.
• Process mortgage funding transactions and payments, complete wire and ACH transfers, and verify funds owed and available for investor principal and interest remittances, advancing funds when necessary.
• Respond to routine investor inquiries and audits, support ad hoc requests and research, and escalating where required.

What you must have to be considered

• Graduate in any discipline, with 18+ months of experience in Mortgage Loan Servicing, preferably Investor Reporting / Investor Accounting.
• US Mortgage Investor Reporting experience, including Actual/Actual, Schedule/Actual, Schedule/Schedule and Supplemental reporting, and remittance validation of Private and GSE Investors.
• Strong knowledge of investor reporting principles and concepts, including debits and credits, cash flow requirements and bank reconciliations, along with basic accounting principles and practices.

These will help you succeed

• SQL or other database reporting experience.
• Experience assessing the probability and impact of internal control weaknesses.
• Experience supporting audits and ad hoc investor relations activities.
• Experience reviewing financial statements and preparing analysis reports.
• Strong attention to detail in mapping collections to remittances made to the Investor.