INTERN - CREDIT ANALYTICS

OakNorth in India; Gurugram District; On-site; INR 600,000 - 1,200,000; Full time

Job summary

A leading financial services firm in Gurugram District is seeking an individual contributor to develop detailed financial models and draft concise credit reports. The ideal candidate must possess strong financial analysis skills and excellent communication abilities to interact with clients and stakeholders in the UK and US. Freshers with CA/MBA or those pursuing CA finals are encouraged to apply. This role demands a proactive, flexible, team-oriented approach, capable of thriving in a dynamic work environment.

Qualifications

• Thorough understanding of accounting / financial concepts.
• Ability to conduct detailed analysis of loan opportunities.
• Willing to adapt in a fast-paced environment.

Responsibilities

• Develop financial models comprising transaction details.
• Conduct detailed analysis across various sectors.
• Draft concise credit reports for review.
• Perform industry studies to understand borrower environments.
• Interact with clients to resolve data inconsistencies.
• Conduct industry/market studies to understand borrower environment.
• Interact with clients to discuss data gaps and analytical frameworks.

Skills

Strong financial analysis

Strong communication skills

Ability to draft credit reports

Proactive

Team player

Education

CA/ MBA freshers or CA pursuing final exams

CA pursuing final exams

MBA fresher

Job description

The incoming resource will be expected to work on detailed financial models and draft credit reports. We are looking for candidates with strong financial analysis concepts & communication skills. The role maybe is individual contributor role.

Job Responsibility

• Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
• Conducting detailed analysis of loan opportunities across various sectors in different geographies
• Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
• Identifying deal specific covenants which can act as early warning signals while monitoring loans.
• Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
• Detailed industry/market studies to understand operating environment of borrower.
• Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.

Desired Skills

• Ability to draft credit reports.
• Strong financial analysis – thorough understanding of accounting / financial concepts
• Strong communication skills – interacting with Debt Directors, clients & other stakeholders in UK and /or US
• Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.
• CA/ MBA freshers or CA pursuing final exams
• Hands on attitude, willing/capable to understand the big picture.
• Ability to succeed in a culture where change and speed are part of daily work.