Home Loan - Professional

JUSTO Realfintech Pvt. Ltd.; Mumbai; On-site; INR 800,000 - 1,400,000; Full time

Job summary

JUSTO Realfintech Pvt. Ltd. in Mumbai invites applications for Asst Manager / Manager – Home Loan.

You will guide clients through loan options and coordinate with banks to streamline applications and closures. The role requires 2–6 years in home loans or mortgage financing, strong communication, and the ability to manage multiple clients while ensuring regulatory compliance. Based in Andheri West, the position is on site with collaborative sales and legal teams.

Qualifications

• Bachelor's degree in Finance, Commerce, Economics, or related field.
• 2-5 years of experience in home loans, mortgage banking, or real estate financing.
• Proven track record in managing loan processes and client relationships.
• Excellent communication, customer relationships and negotiation skills.
• Strong knowledge of home loan products and policies; credit assessment.

Responsibilities

• Understand clients' financial needs and provide advice on home loan options.
• Assist clients in preparing and submitting loan applications with required documentation.
• Develop and maintain relationships with banks and NBFCs.
• Negotiate terms and conditions of loan agreements for favorable outcomes.
• Monitor end-to-end home loan application process.
• Ensure timely disbursement of funds by coordinating with institutions and clients.
• Ensure all loan documents are accurate, complete, and compliant with laws.
• Stay updated with regulatory changes in home loan policies.
• Collaborate with sales and legal teams for a seamless property purchase experience.
• Provide training to the sales team about loan products and procedures.
• Stay informed about market trends and home loan products.
• Recommend innovative loan solutions to enhance customer satisfaction.

Skills

Communication

Negotiation

Customer relationships

Financial analysis

Credit assessment

Multiple clients

Home loan products

Policy knowledge

Education

Bachelor's degree in Finance/Commerce/Economics

Job description

Job Summary

Job Title: Asst Manager / Manager

Job Role: Home Loan

Location: Andheri W

Experience: Minimum 2-6 years

Reports to: Head of Department

About the Role

As a Home Loan Manager, you will be responsible for managing and streamlining the home loan processes for our clients. Your primary focus will be to ensure smooth collaboration with banks and financial institutions, guide clients through loan application processes, and assist in achieving financial closure for property purchases.

Key Responsibilities

• Understand clients financial needs and provide advice on home loan options.
• Assist clients in preparing and submitting loan applications with required documentation.
• Develop and maintain relationships with banks and NBFCs.
• Negotiate terms and conditions of loan agreements to ensure favorable outcomes for clients.
• Monitor the end-to-end home loan application process.
• Ensure timely disbursement of funds by coordinating with financial institutions and clients.
• Ensure all loan-related documents are accurate, complete, and adhere to legal requirements.
• Stay updated with regulatory changes in home loan policies.
• Work closely with the sales and legal teams to provide a seamless property buying experience.
• Provide training to the sales team about loan products and procedures.
• Stay informed about market trends and home loan products.
• Recommend innovative loan solutions to enhance customer satisfaction.

Required Skills and Competencies

• Education: Bachelor s degree in Finance, Commerce, Economics, or related field
• Experience: 2-5 years of relevant experience in home loans, mortgage banking, or real estate financing. Proven track record in managing loan processes and client relationships.
• Soft Skills: Excellent communication, customer relationships and negotiation skills.
• Skills and Competencies: Strong knowledge of home loan products and policies. Proficiency in financial analysis and credit assessment. Ability to manage multiple clients and prioritize tasks. Familiarity with real estate and property laws is a plus.