Gold Loan Officer

Locus Enterprises; Delhi; On-site; INR 350,000 - 520,000; Full time

Job summary

Locus Enterprises in Delhi is seeking a Bank Gold Loan Officer to drive customer acquisition, appraisal coordination, and portfolio management for gold loans (LAGO). The role involves working at bank branches or through open-market sourcing to process applications with local appraisers.

You will build client networks, achieve branch targets, and organize local campaigns to raise visibility. Strong familiarity with regional small business networks and local language proficiency are essential.

Qualifications

• Graduation required; prior gold loan sales experience preferred.
• Experience in private banks or NBFCs advantageous.
• Strong communication and local market knowledge.
• Fluency in local language and Hindi/English.

Responsibilities

• Source new gold loan clients through open-market outreach.
• Meet branch targets for loan disbursement.
• Organize local marketing campaigns to boost visibility.
• Coordinate with branch appraisers and manage delinquency support.

Skills

Customer Acquisition

Sales Targets

Campaign Execution

Operations & Support

Education

Graduation degree

Job description

Role & responsibilities

Bank Gold Loan Officer handles customer acquisition, loan appraisal, and portfolio management for retail gold loans (LAGO). They work locally within bank branches or through open-market sourcing, coordinating with internal appraisers to process applications against pledged gold ornaments.

Key Responsibilities

• Customer Acquisition: Sourcing new gold loan clients via open-market outreach, direct sales, and cross-selling to existing bank customers.
• Sales Targets: Achieving branch-specific volume and value disbursement targets.
• Campaign Execution: Organizing local catchment visibility or below-the-line (BTL) marketing campaigns.
• Operations & Support: Coordinating asset valuation with branch gold appraisers and helping manage collections or delinquent accounts.

Job Profile & Requirements

• Eligibility: Typically requires a graduation degree and prior gold loan sales experience in private banks or NBFCs.
• Salary Range: Depending on experience and location.
• Local Insight: Officers need a strong familiarity with regional small business networks, local geography, and regional language proficiency