General Manager

Refex Industries; Mumbai; On-site; INR 1,500,000 - 2,500,000; Full time

Job summary

Refex Industries in Mumbai is seeking a Banking Liaison to manage relationships with financial institutions and oversee debt raising initiatives. This role will require strong financial negotiation skills and the ability to maintain relationships with lenders and credit agencies.

Key responsibilities include executing banking documentation, managing financial covenants, and developing financial models. Candidates should have a robust understanding of capital structuring in order to support the company’s growth objectives.

Responsibilities

• Serve as the primary point of contact for all banking consortiums and financial institutions.
• Lead the end-to-end execution of banking documentation and loan agreements.
• Spearhead end-to-end debt syndication and fundraising initiatives.
• Build and maintain strong relationships with lenders and investors.

Job description

Role & Responsibilities

Bank Liaisoning & Execution

• Serve as the primary point of contact for all banking consortiums, financial institutions, and lenders.
• Lead the end-to-end execution of banking documentation, loan agreements, and financial negotiations.
• Bridge the gap between strategic financial planning and day-to-day operational execution with banking partners.

Debt Raising & Capital Structuring

• Spearhead end-to-end debt syndication and fundraising initiatives (term loans, working capital limits, structured finance, etc.) to meet the company’s growth objectives.
• Continuously evaluate and optimize the company’s capital structure to reduce the cost of capital.
• Develop robust financial models and project reports to support funding proposals.

Relationship Management & Credit Ratings

• Build, nurture, and maintain strong, long‑term relationships with existing and prospective lenders, investors, and banking partners.
• Manage engagements with Credit Rating Agencies, leading the presentation of financial data to secure and improve corporate credit ratings.

Compliance & Covenant Management

• Ensure rigorous tracking and strict adherence to all financial covenants stipulated by lenders.
• Oversee timely and accurate submissions of periodic stock statements, financial data, and compliance certificates to banks and financial institutions.