Functional Lead-Core Banking

NTT DATA BUSINESS SOLUTIONS; Dadri; On-site; INR 6,000,000 - 9,000,000; Full time

Job summary

NTT DATA BUSINESS SOLUTIONS in Noida, Uttar Pradesh, India, seeks a Functional Lead with deep expertise in core banking, especially corporate and syndicated lending. You will lead end-to-end functional design, owning structures, jurisdictional modelling, and integration across major systems.

The role requires strong client engagement across project lifecycle stages and hands-on leadership to resolve complex functional issues and drive decisions with senior stakeholders.

Qualifications

• 15+ years of industry experience in core banking or lending platforms (corporate/syndicated).
• Proven ability to work across business and technology domains.

Responsibilities

• Own end-to-end functional design for corporate and syndicated lending products in Transact.
• Lead company and book structures, jurisdictional separation, and legal-entity modelling.
• Act as primary integration point across Credit, Accounts, Customer, Payments, and downstream systems.
• Analyse and resolve complex issues related to holiday calendars, rollovers, revaluations, overdue logic, CIF/region validation, sort codes and account structures.
• Produce design and governance papers to support Design Authority and senior decision-making.
• Engage with Temenos product and architecture teams, reviewing BRDs and functional use cases.
• Apply data analysis to justify design decisions and escalate when delivery is blocked.

Skills

Core Banking

Lending Systems

Stakeholder Engagement

Leadership

Business-Technology Alignment

Complex Design Decisions

Communication with Senior Leaders

Tools

Temenos

Job description

Functional Lead

We are currently seeking a Functional Lead-Core Banking to join our team in Noida, Uttar Pradesh, India.

Summary of Role

We are seeking a highly capable Functional Lead with strong expertise in core banking, specifically corporate and syndicated lending. The ideal candidate will have extensive knowledge of banking systems and a proven track record in engaging with clients across the stages of the Project Lifecycle. This role requires hands-on leadership in areas such as company and book structures, jurisdictional modelling, integration across core banking modules, and resolution of complex functional issues.

What you will do

• Own the end-to-end functional design for corporate and syndicated lending products in Transact.
• Lead and conclude decisions related to company and book structures, jurisdictional separation (ROI, UK, NI, US) and legal-entity modelling.
• Act as the primary integration point across Credit, Accounts, Customer, Payments, and downstream systems.
• Analyse and resolve complex issues relating to holiday calendars, rollovers, revaluations, overdue logic, CIF/region validation, sort codes and account structures.
• Produce concise design and governance papers to support Design Authority and senior stakeholder decision-making.
• Engage directly with Temenos product and architecture teams, reviewing and closing BRDs and functional use cases.
• Apply rigorous data analysis and impact assessment to support, justify, and defend design decisions.
• Act as a senior escalation point where delivery is blocked by ambiguity, legacy constraints or unclear dependencies.

Experience and Skills Required

• 15+ years of Industry experience with strong background in core banking or lending platforms, preferably corporate or syndicated lending solutions
• Proven ability to work seamlessly across business and technology domains, not just within a single function
• Experience taking ownership of complex design decisions, not limited to requirements documentation
• Strong capability to work in ambiguity, especially within legacy environments and regulatory constraints
• Decisive, with a strong focus on outcomes and delivery
• Comfortable challenging assumptions and explaining trade-offs
• Trusted by peers and stakeholders to own the complexity
• Excellent communication skills, capable of engaging effectively with senior business leaders and technical teams