Functional Lead-Core Banking

NTT DATA, Inc.; Dadri; Hybrid; INR 6,000,000 - 9,000,000; Full time

Job summary

NTT DATA, Inc. in Noida seeks a highly capable Functional Lead with deep expertise in core banking, corporate and syndicated lending, to lead end‑to‑end functional design and guide projects across multiple domains.

You will collaborate with Credit, Accounts, Customer and Payments teams, drive architectural reviews, and produce governance papers for senior stakeholders while navigating regulatory constraints and legacy systems.

Qualifications

• 15+ years of industry experience in core banking or lending platforms.
• Experience engaging with clients across the project lifecycle.

Responsibilities

• Own the end-to-end functional design for corporate and syndicated lending products in Transact.
• Lead decisions related to company/book structures, jurisdictional modelling and legal-entity modelling.
• Act as integration point across Credit, Accounts, Customer, Payments and downstream systems.
• Analyse and resolve issues related to calendars, rollovers, revaluations, overdue logic, CIF/region validation, sort codes and account structures.
• Produce design and governance papers to support Design Authority and senior stakeholders.

Skills

Core banking

Syndicated lending

Cross-domain collaboration

Decision making under ambiguity

Stakeholder communication

Job description

NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization,

We are currently seeking a Functional Lead-Core Banking to join our team in NOIDA, Uttar Pradesh (IN-UP), India (IN).

Functional Lead

Summary of Role

We are seeking a highly capable Functional Lead with strong expertise in core banking, specifically corporate and syndicated lending. The ideal candidate will have extensive knowledge of banking systems and a proven track record in engaging with clients across the stages of the Project Lifecycle. This role requires hands‑on leadership in areas such as company and book structures, jurisdictional modelling, integration across core banking modules, and resolution of complex functional issues.

What you will do:

• Own the end‑to‑end functional design for corporate and syndicated lending products in Transact.
• Lead and conclude decisions related to company and book structures, jurisdictional separation (ROI, UK, NI, US) and legal‑entity modelling.
• Act as the primary integration point across Credit, Accounts, Customer, Payments, and downstream systems.
• Analyse and resolve complex issues relating to holiday calendars, rollovers, revaluations, overdue logic, CIF/region validation, sort codes and account structures.
• Produce concise design and governance papers to support Design Authority and senior stakeholder decision‑making.
• Engage directly with Temenos product and architecture teams, reviewing and closing BRDs and functional use cases.
• Apply rigorous data analysis and impact assessment to support, justify, and defend design decisions.
• Act as a senior escalation point where delivery is blocked by ambiguity, legacy constraints or unclear dependencies.

Experience and Skills Required

• 15+ years of Industry experience with strong background in core banking or lending platforms, preferably corporate or syndicated lending solutions
• Proven ability to work seamlessly across business and technology domains, not just within a single function
• Experience taking ownership of complex design decisions, not limited to requirements documentation
• Strong capability to work in ambiguity, especially within legacy environments and regulatory constraints
• Decisive, with a strong focus on outcomes and delivery
• Comfortable challenging assumptions and explaining trade‑offs
• Trusted by peers and stakeholders to “own the complexity”
• Excellent communication skills, capable of engaging effectively with senior business leaders and technical teams

About NTT DATA

NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune Global 100. We are committed to accelerating client success and positively impacting society through responsible innovation. We are one of the world's leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services. our consulting and Industry solutions help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more than 50 countries. We also offer clients access to a robust ecosystem of innovation centers as well as established and start‑up partners.NTT DATA is a part of NTT Group, which invests over $3 billion each year in R&D.

Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client’s needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in‑office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees.

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