Fraud Analyst - 37K CALL NOW

Job Junction; Pune District; On-site; INR 419,000 - 502,000; Full time

Job summary

Job Junction is seeking a Risk Investigator Associate who will review transactions, identify fraud, and ensure customer-centric risk mitigation. The role emphasizes compliant, secure handling of customer data and proactive decision-making to protect clients.

Ideal candidates have 1+ year in BPO/call center risk and fraud roles, with experience in payment processing and disputes. Certifications like Six Sigma Yellow Belt are a plus, with relevant bachelor’s degrees preferred.

Qualifications

• 1+ year of BPO or call center experience in risk and fraud management.
• Experience in fraud prevention: payment processing, debit/credit card transactions, reimbursements, disputes.
• Six Sigma Yellow Belt is a plus.
• College Graduate or completed 3 year Bachelor’s degree.
• Bachelor’s in Management, Finance, Business or related field is advantageous.

Responsibilities

• Review transactions and information to understand customers while respecting identities.
• Identify fraudulent activities such as account takeovers and friendly fraud.
• Contact customers and banks to verify legitimate transactions; document interactions.
• Take inbound/outbound calls to request documents for KYC, compliance, and risk mitigation.
• Collaborate with Customer Success and Risk Operations teams to improve processes.

Skills

BPO experience

Fraud management

Customer service

Education

Bachelor’s degree

Bachelors in Management/Finance/Business

Job description

Duties and Responsibilities

Risk Investigator Associates are ambassadors who earn customer loyalty by delivering personalized, convenient, and secure service. They maintain a high-quality customer experience through a customer-centric approach and take ownership of risk mitigation, complying with various regulations and policies to ensure timely delivery of customer transactions.

• Risk Investigator Associate acts as a first point of contact ensuring a high-quality, secure, and customer-centric experience while mitigating risks and ensuring compliance.
• Review transactions and all available information to understand our customers while respecting all identities.
• Make customer-centric decisions and take the path of least resistance to protect our customers.
• Observe customer transactions to identify fraudulent activities such as account takeovers, friendly fraud, theft, and other similar risks.
• Exhibit a bias for action on observed patterns and trends, and take ownership by providing timely and accurate resolutions based on customer and market needs.
• Aim for excellence during goal setting, keeping continuous improvement foremost in mind, whether for personal development or process enhancement.
• Identify suspicious activities and unusual patterns that could result in fraud, including, but not limited to, AML issues and activities reported by other staff members.
• Contact customers and banking institutions to verify legitimate transactions and payment information. Communicate effectively, showing respect, genuine empathy, and care.
• Properly document all interactions and findings using the organization's tools and platforms.
• Be data-driven when presenting feedback and recommendations.
• Take inbound and outbound calls to request additional documents for KYC, compliance, and/or to mitigate risk behaviors.
• Serve as backup support for the Customer Service team when needed.
• Answer transferred calls from the Customer Service team regarding transactions currently under review or those that resulted in customer dissatisfaction due to the review process.
• Provide critical support as needed to handle escalations and process Risk Reviews.
• Partner and collaborate effectively with the rest of the Customer Success and Risk Operations teams.
• Contribute to and participate in continuous improvement projects aimed at enhancing operational processes.

Experience, Education, Age

At least 1 year of BPO or call center experience in risk and fraud management, preferably within financial accounts or industries such as insurance, travel, telecommunications, logistics, procurement, e-commerce, and retail.

Experience should involve roles focused on fraud prevention and tasks such as payment processing, managing debit and credit card transactions, handling reimbursements, and resolving disputes.

Process improvement and documentation experience is a plus.

Six Sigma Certification: Yellow Belt is a plus.

College Graduate or completed 3 year Bachelors College Degree.

A Bachelor's Degree in Management, Finance, Business or related fields is an advantage.

Candidates must be of legal working age.

Salary

• Gross CTC : 37500/- 450000/-
• Net Salary : 35250/-
• If Transport Opted : 35250 - 2000 = 33250/-
• Self Transport 35250 + 2500 37750/-
• Monthly Performance Incentive : 3800/- (Based on performance)
• Thrive On Premium : 3000 (After completion of first 1 YEAR)