FIU Analyst

Cerebras; Bengaluru; Hybrid; INR 8,604,000 - 12,428,000; Full time

Benefits offered by this job

Hybrid working schedule

Private healthcare benefits

Lunch credit

Annual training budget

Job summary

MoonPay is seeking an FIU Analyst to safeguard the platform against financial crime. You will monitor transactions, perform blockchain analytics, and collaborate with global compliance teams to ensure AML regulations are met.

You will conduct investigations, escalate suspicious activity, and, when applicable, prepare Suspicious Matter Reports. This role offers exposure to a dynamic fintech environment with extensive use of AI tools.

Qualifications

• 2+ years of experience in Financial Crime/Compliance analytics or investigations.
• Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain).
• Strong problem-solving skills and attention to detail.
• Ability to work independently and upskill on new tools and technology.
• Fluent in English.

Responsibilities

• Analyze activity patterns using transaction monitoring and blockchain analytics.
• Review KYT alerts and on-chain activity for risk indicators.
• Conduct open-source searches related to customers, counterparties, and transactions.
• Assess transactions using internal data, blockchain tools, and open sources to form dispositions.
• Prepare clear alert and case dispositions for Suspicious Matter Reports (SMR) consideration.
• Draft SMRs when required and discuss findings with senior compliance leaders.
• Ensure alerts and investigations are completed within deadlines and SLAs.

Skills

Financial Crime Analysis

Blockchain analytics

English fluency

Education

ICA accreditation

Tools

Chainalysis

TRM

Elliptic

CipherTrace

Scorechain

Job description

About MoonPay

MoonPay is for builders with something to prove.

This isn\'t a "work on cool crypto stuff" company. It's a high-standards, high-velocity, high-accountability company building the operating system for value movement. If the internet moves information, we move value: crypto, stablecoins, tokenized assets, and whatever comes next. Four offerings make that real: fund, tokenize, trade, and spend. 30M+ customers and 500+ ecosystem partners run on us. Licensed in the U.S. Regulated across the UK, EU, Canada, and Australia.

AI is the default operating mode here. It's woven into every role, and we expect you to use it daily. It handles the manual work so you can deliver on what actually matters.

You’ll thrive here if outcomes excite you more than process, if impact motivates you more than titles, and if you want hard problems, real ownership, and teammates who love winning, building, and doing it together.

The bar is high. The pace is real. We\'re building for what\'s next, for humans and agents.

Recent recognition:

• Forbes' America's Best Startup Employers 2026 .
• 2nd in Crypto Services on Fortune's inaugural Crypto 100
• The Sunday Times Best Places to Work two years running.

Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learned, diversity cannot.

About the Opportunity

The Financial Intelligence Unit (FIU) is responsible for safeguarding the MoonPay platform against financial crime and money laundering activities. Leveraging advanced analytics and blockchain tracing tools, it collects and analyzes huge volumes of data to identify potentially suspicious activities. The team collaborates with regulatory bodies, preparing & submitting Suspicious Activity Reports (SARs) and sharing intelligence to combat financial crime.

The FIU Analyst will directly support the Financial Intelligence Unit (FIU) to ensure the business operates in accordance with all legal and regulatory requirements and all Group standards relating to anti-money laundering and counter terrorism financing.

This role will be responsible to conduct transaction monitoring reviews to ensure efficient monitoring and detection of potential money laundering, terrorist financing, or illicit activities and elevate such activity for additional review. In addition, this role will work independently and closely with the FIU Director and Sr FIU Director, Regional Lead, Team Lead, and/or applicable Head of Compliance in international operational jurisdictions to ensure that all AML related matters are addressed in a timely fashion and in accordance with MoonPay's Compliance policies and procedures.

What You Will Do

• Utilize the transaction monitoring and/or blockchain analytics solutions to independently analyze and assess activity or patterns of activity that do not commensurate with the customer’s profile or expected behaviour.
• Review blockchain wallet screening as well as KYT alerts and/or investigations to include on-chain activity to determine if the customer activity presents risk indicators.
• Independently conduct open source searches as applicable to the relevant customer(s), counterparties, and/or transactional activity.
• Analyze transactional activity, along with information collected through internal systems, blockchain screening tools, and open sources and use sound judgment, decision-making skills in making reasonable and well supported alert dispositions with adequate conclusions.
• Prepare clear and concise alert and/or case dispositions of potential suspicious activity detected for a Suspicious Matter Report (SMR) consideration.
• May be required to draft Suspicious Matter Reports (SMRs) Discuss potentially unusual findings with the Team Lead, Sr FIU Manager, Head of FIU, and/or appropriate Head of Compliance to determine the proper course of action.
• Ensure that transaction monitoring alerts, case investigations and SMRs are completed/submitted within the established deadlines and SLAs.

About You

• Previous working experience in Financial Crime/Compliance analytical / investigations role(s), for at least 2 years, preferably in TM/FIUACAMS / ACFCS or ICA accreditation.
• Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain).
• Strong problem-solving skills and attention to detail.
• Ability to handle shifting priorities and thrive in a dynamic environment.
• Comfortable to work independently and upskill on new tools and technology.
• Team player with good communication skills, with the ability to explain technical concepts clearly to different audiences Fluent in English.

Bonus Point

• Prior experience working in a fast-paced fintech/cryptocurrency company.
• Blockchain analytics solution certifications (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain).
• Proactive, “can-do”, collaborative approach Solution orientated.
• Ability to demonstrate a practical approach to alert processing / analysis.
• Ability to feed rule / investigation output back into AML Programme.
• Interested in cryptocurrency, blockchain and financial crime detection.

What you will be working with/on…

You will be at the forefront of safeguarding MoonPay against financial crime. In this role, you\'ll be working in the FIU as an operational team member to review and resolve financial crimes alerts on a day-to-day basis and conduct Financial Crime Investigations. In addition, you will be responsible for escalating suspicious activity, and, if applicable, preparing suspicious activity reports in the required jurisdiction. You will be engaged within MoonPay’s Financial Intelligence Unit as well as with the MoonPay’s Risk and Compliance Teams and appropriate Heads of Compliance.

Benefits & Perks

• Competitive salary package

• Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay

• Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards

• Moonshot award: we honor exceptional impact. 10 employees twice a year, each earning a $250,000 equity grant

• Pension: employer contributions from day one

• Employee referral program: refer great people, earn 10K in USDC

• Flexible Time Off: choose when to work and when to switch off

• Birthday leave: take the day off to celebrate you

• Enhanced parental leave: more time with family, no second thought

• Hybrid working schedule: work fully remotely or from your nearest Moonbase

• Commuter benefits: public transport to and from the office

• Private healthcare benefits: to protect you and your loved ones

• Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership

• Unlimited enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next

• Lunch credit: meals covered on the days you\'re in the office

• Home office setup allowance: build the home office of your dreams

• Remote working allowance: those working fully remotely get a little extra for utilities

• Monthly product budget and zero-fee crypto transactions

• $1,000 Annual training budget: we support your learning journey

• High Potential Program: structured development, mentorship, and stretch opportunities

• Regular remote company offsites: high-impact in-person sessions and hackathons

• Cycle to Work scheme (Ireland): tax-efficient bike, gear, and safety kit

• EV Salary Sacrifice (UK): lease an electric vehicle through pre-tax salary