Financial Spreading (Delivery Lead/Manager)

Acuity Analytics; Gurugram District; On-site; INR 1,200,000 - 2,100,000; Full time

Job summary

Acuity Analytics in Gurgaon (Work from Office) seeks an experienced Delivery Lead/Manager for Financial Spreading. You will analyze and spread financial statements using Moodys Risk Analyst, Creditlens, and client templates to support credit appraisal for corporate lending.

The role requires 7–12 years in spreading, with MBA/CA/CFA, strong Excel, and excellent communication. You will lead delivery, client management, and ensure covenant compliance and quality checks.

Qualifications

• MBA (Finance) / CA (CPA equivalent) / CFA.
• Experience of 7-12 years in spreading.
• Proven track record of process handling and client management.
• Excellent written and spoken communication skills.

Responsibilities

• Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates.
• Analysis of financial statements including Income statement, Balance Sheet & cash flow for the credit appraisal process.
• Reviewing supplementary schedules, notes and MD&A for breakups and adjustments.
• Normalizing financial statements for exceptional items to arrive at true profitability.
• Calculating Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities and other metrics.
• Screening credit agreements and analyzing financial covenants.
• Monitoring Covenant compliance and reporting.
• Conduct detailed quality checks of client deliverables.
• Knowledge of banking processes related to commercial lending, especially corporate loans.

Skills

Communication skills

Advanced MS Excel

Education

MBA (Finance) / CA (CPA equivalent) / CFA

Tools

Moodys Risk Analyst (MRA)

Job description

Financial Spreading ( Delivery Lead/Manager)

Job Location - Gurgaon (Work from office)

Job Purpose

We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team.

Key Responsibilities

• Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates
• Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
• Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
• Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
• Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics
• Screening the credit agreements and analyzing the financial covenants applicable to the borrower
• Monitor Covenant compliance and reporting.
• Conduct detailed quality checks of client deliverables
• The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.

Key Competencies

• MBA (Finance) / CA (CPA equivalent) / CFA
• Experience of 7-12years in spreading
• Proven track record of process handling and client management
• Proficient in Advanced MS Excel
• Prior experience of working on Moodys Risk Analyst (MRA) is preferred
• Excellent written and spoken communication skills