Field Risk Officer

Equitas Small Finance Bank Ltd.; Jaipur; On-site; INR 250,000 - 400,000; Full time

Benefits offered by this job

Two-wheeler

Driving license

Job summary

Equitas Small Finance Bank is seeking a Field Executive to perform on-site due diligence for new current accounts across PAN India. The role requires visiting customer locations, collecting documents, and verifying business activities while ensuring compliance with KYC norms and RBI guidelines.

The Field Executive will work independently, conduct neighbour checks, capture geolocation, and prepare detailed verification reports for area managers. Prior experience in field verification is preferred.

Qualifications

• Experience in field verification or banking operations (1–3 years).
• Knowledge of KYC norms and RBI guidelines would be advantageous.
• Two-wheeler and valid driving license preferred.

Responsibilities

• Conduct field visits to verify business existence and profiling.

Skills

Strategic Orientation

Result Orientation

Leadership

Innovation

Business Acumen

Execution Excellence

Energy at Work

Education

Bachelor of Arts

Tools

GST registration

Job description

• Risk Containment Unit - Liabilities>North>Rajasthan>Rajasthan>Jaipur>Jaipur>Rajasthan>16013>C Scheme

Posted On 13 Oct 2026

End Date 12 Nov 2026

Required Experience NA

Basic Section

No. Of Openings 1

External Title Field Risk Officer

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Liabilities

Department RCU - Liabilities

Sub-Department RCU - Liabilities

Generic Role Field Risk Officer

External Title (Job Role) Field Risk Officer

Zone North

State Rajasthan

Region Rajasthan

Area Jaipur

PT Location Rajasthan

Branch Code 16013

Branch Name C Scheme

Skills

Skill

Strategic Business Orientation Result Orientation with Execution Excellence Weaving Passion and Energy at Work Leadership Through Sustainability Innovation Led Transformation Leveraging Human Capital Innovation & Business Acumen

Bachelor of Arts

Working Language

Hindi

Job Description

Job Description: Field Executive – Due Diligence for Current Account Opening

Job Title: Field Executive

Department: RCU Liability

Location: PAN India

Job Summary:

The Field Executive is responsible for conducting on-site due diligence for bank account opening by verifying customer details, business activities, business profile and collect documents wherever required.

The role requires field visits to customer locations, background verification, discreet checks and adherence to bank policies and regulatory guidelines along with investigation skill set.

Key Responsibilities:

• Conduct field visits to verify business existence, operational status and profiling of applicants/customers.
• Collection of documents such as GST registration, trade licenses, invoices, and business premises wherever required.
• Interact with business owners to gather necessary KYC (Know Your Customer) details and supporting documents.
• Neighbour and third-party checks
• Perform background checks and confirm business legitimacy through neighbours/local market references.
• Capture geolocation along with time stamp and photographic evidence of the business premises for records.
• Report suspicious or non-compliant cases to the concern location/area managers.
• Submit detailed verification reports, including observations and discrepancies to the concerned area/location.
• Maintain records/trackers of completed verifications and pending cases.
• Maintain professionalism and ensure a positive banking experience for customers.
• Strong knowledge of banking KYC norms and RBI guidelines.
• Good interpersonal and communication skills.
• Attention to detail and ability to identify fraudulent activities.
• Ability to work independently and manage field visits efficiently.
• Basic computer skills for report submission and data entry.
• Familiarity with local business markets and trade practices.

Qualifications & Experience:

• Experience: 1-3 years in field verification, banking operations, or financial services.
• Hiring of Fresher’s to be decided by the Asset & Liability RCU heads.
• Additional: Two-wheeler and a valid driving license preferred.