Director - Product

Bread Financial; Bengaluru; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

Bread Financial is seeking a Director of Product to lead the India Product organization, shaping a portfolio of product value streams focused on acquisition, growth, service, engagement, and data. You will guide strategy, execution, and iteration across product journeys in collaboration with Technology, Design, Customer Experience, and Finance to deliver high-quality solutions and growth.

As a senior leader, you will drive data-informed decisions, mentor a 11-15 member team, and partner with

Qualifications

• Bachelor’s Degree in Business, Marketing, Finance, Technology or related field of study.
• 13-15 years of experience in product leadership in a payments company, building technology-enabled lending products and experiences.
• 6+ years of leadership experience.

Responsibilities

• Own and drive the strategic vision and roadmap for the product organization.
• Partner with leaders to develop strategies based on data, user and market research.
• Act as the primary point of contact for stakeholders, communicating vision, strategy, and progress.
• Coach and grow team members into long-term company leaders, scaling the team.

Skills

Agile Product Development

Customer Analytics

Financial Acumen

Product Delivery

Product Performance

Product Roadmapping

Program Strategy

Strategy Execution

Product Management

People Leadership

Education

Bachelor’s Degree

Job description

Every career journey is personal. That’s why we empower you with the tools and support to create your own success story.

Be challenged. Be heard. Be valued. Be you … be here.

Job Summary

The Director, Product will lead the India Product organization that supports a portfolio of product value streams focused on acquisition, growth, service, engagement, and data. As a key member of the Product Leadership team, this role will lead a team to drive product strategy, execution, and iteration on our product journeys. This role will navigate the intersection of technology and customer experience to deliver products that drive engagement and growth. Additionally, this role will collaborate closely with senior leaders across Technology, Product, Design, Customer Experience, Business, Finance and other cross-functional partners, to deliver high quality solutions that unlock continuous integration and continuous delivery.

Essential Job Functions

• Own and drive the strategic vision and roadmap for the product organization. Ensure that the product roadmap reflects this vision and adapts to market trends and customer need. - (40%)
• Partner with leaders to develop strategies based on data, user and market research. Gain a deep understanding of merchant customers to evolve features and explore new ideas. Use insights from research to drive product discovery and development. - (30%)
• Act as the primary point of contact for stakeholders, communicating product vision, strategy, and progress. Regularly update stakeholders on the status of product development and ensure their feedback is incorporated. - (20%)
• Coach and grow team members into long-term company leaders, scaling the team in alignment with company strategy. - (10%)

Minimum Qualifications

• Bachelor’s Degree in Business, Marketing, Finance, Technology or related field of study.
• 13-15 years of experience in product leadership in a payments company, building technology-enabled lending products and experiences.
• 6+ years of leadership experience.

Preferred Qualifications

• Expertise with the payments ecosystem and emerging technologies in payments.
• Experience building and delivering strategic partner-facing roadmaps.
• Extensive experience in B2B and B2C product management and strategy development.

Skills

• Agile Product Development
• Customer Analytics
• Financial Acumen
• Product Delivery
• Product Performance
• Product Roadmapping
• Program Strategy
• Strategy Execution
• Product Management
• People Leadership

Reports To : Senior Director and above

Direct Reports : 11 - 15

Work Environment

• Normal office environment. As a senior leader, must work at a Bread Financial office a minimum of 6 days per month. Ability to travel 6 days a month if not located near a Bread Financial office.

Travel

• Ability to travel up to 20%

Physical and Mental Requirements

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

• Communicate/Hearing
• Communicate/Talking
• Stationary Position/Seated
• Typing/Writing
• Maintain focus in high pressure or fast-paced work environment

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial®(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers.Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through ourco-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers.Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress,visit breadfinancial.comor follow us on Instagram and LinkedIn.

• All job offers are contingent upon successful completion of credit and background checks.

• Bread Financial is an Equal Opportunity Employer.

Job Family:

Marketing

Job Type:

Regular