Senior Staff - Software Engineer - Agentic AI

Bread Financial

Bengaluru

Hybrid

INR 3,500,000 - 5,200,000

Full time

6 days ago

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Job summary

Bread Financial in Bengaluru seeks a Senior Staff Software Engineer to lead architecture, design and delivery of complex financial technology platforms. You will mentor engineers, drive full-stack initiatives and align solutions with enterprise standards.

The role demands deep technical mastery across multiple stacks, strong collaboration with senior stakeholders, and a proven track record in scalable, secure software in cloud environments. Hybrid work is offered.

Qualifications

Bachelor’s degree in computer science or related field or equivalent experience.
10-13 years of SDLC across full stack, frontend and backend and UI/UX.

Responsibilities

Lead architecture, design and delivery of complex fintech solutions.
Mentor engineers and align work with enterprise standards.
Drive full stack development across the SDLC with security and performance focus.

Skills

JavaScript

Microsoft Azure Functions

Microsoft Azure SQL

Java (Programming Language)

Full Stack Development

DevOps

AWS Development

React.js

Angular

Agile Methodology

Python

Education

Bachelor’s Degree in Computer Science or related field

Equivalent work experience

Tools

Azure Functions

Azure SQL

AWS

React.js

Angular

CI/CD

Cloud environments

Job description

Every career journey is personal. That’s why we empower you with the tools and support to create your own success story.

Be challenged. Be heard. Be valued. Be you … be here.

Job Summary

The Senior Staff Software Engineer provides strategic leadership focused on driving the architecture, design, and delivery of advanced financial technology systems. This position requires deep technical mastery, mentorship of engineers and collaboration across senior leadership. Engineers in this role lead innovation, optimize processes, and ensure solutions align with business objectives and enterprise standards and architect and lead full stack development across the SDLC, enhancing frontend, backend, and UI/UX components

Essential Job Functions

Drive the design, development, and delivery of advanced financial technology solutions. Translate complex business needs into technical designs and oversee their implementation. Lead architectural decisions to ensure scalability, security, and performance. Take ownership of the most critical systems and resolve high-impact issues efficiently. - (15%)
Lead the definition and enforcement of coding standards, testing protocols, and automation strategies across teams. Analyze and resolve defects, performance bottlenecks, and systemic inefficiencies. Continuously improve processes to align with enterprise goals, focusing on quality, scalability, and time-to-market. - (15%)
Lead and oversee the design of scalable and secure software architectures. Ensure alignment with strategic goals and oversee the full development lifecycle. Provide expert guidance and technical direction to the team. - (15%)
Drive initiatives to enhance system performance using cutting-edge technologies. Conduct thorough code reviews and enforce best practices to ensure robust, scalable solutions. Provide technical on-call support and respond to incident inquiries as needed. - (15%)
Strategize and implement advanced UI/UX enhancements. Collaborate with teams to deliver exceptional user experiences. Utilize user feedback for continuous improvement and alignment with business needs. - (15%)
Act as a trusted technical advisor across engineering, product, and business functions. Build relationships with senior stakeholders to align priorities and strategies. Mentor and guide engineers at all levels, promoting a culture of innovation and collaboration. Advocate for best practices in software engineering and Agile development while driving enterprise-wide initiatives. - (15%)
Exhibit deep expertise in at least three programming languages. Lead the development and maintenance of multiple mission-critical applications. Serve as a subject matter expert in financial technology, payments systems, and cloud environments. Guide the adoption of emerging technologies and ensure alignment with Bread Financial’s strategy. - (5%)
Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency.Providepeer coaching and feedback formally and informally.Request andutilizefeedback to foster personal development. - (5%)

Minimum Qualifications

Bachelor’s Degree in Computer Science or related field of study or equivalent, relevant work experience
10-13 years of work experience in related field (Software Development Life Cycle across Full Stack, Frontend and Backend Development and UI / UX engineering).

Preferred Qualifications

13-15 years of work experience in related field (Software Development Life Cycle across Full Stack, Frontend and Backend Development and UI / UX engineering).
Experience with Agentic AI, RAG, Gen AI

Skills

JavaScript
Microsoft Azure Functions
Microsoft Azure SQL
Java (Programming Language)
Full Stack Development
DevOps
AWS Development
React.js
Angular
Agile Methodology
Python

Reports To : Senior Manager and above

Direct Reports : 0

Work Environment

Normal office environment, hybrid.

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial®(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through ourco-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress,visit breadfinancial.com or follow us on Instagram and LinkedIn.