Credit Risk Manager

Olyv, Inc.; Bengaluru; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

Olyv, Inc. is seeking a professional in Bengaluru with 4-6 years of experience in credit policy, underwriting strategies, and risk modeling. The successful candidate will understand banking credit policies, provide insights into customer acquisition strategies, and have analytical proficiency with SQL and Excel, along with familiarity with BI dashboards. This role focuses on enhancing lending products and managing credit risk in the Indian market.

Qualifications

• 4-6 years of experience in credit-policy, underwriting strategies, and risk modeling.
• Experience in credit risk for personal loans and credit cards in India.
• Proficiency in analytical skills with SQL, Excel, and BI dashboards.

Responsibilities

• Understand the credit policies for various banks and NBFCs.
• Monitor acquisitions funnel and model performance.
• Provide thought-leadership on customer acquisition strategies.

Skills

Credit policy development

Analytical skills with SQL

Experience in risk modeling

Customer acquisition strategies

Proficiency in Excel

Programming knowledge of Python

Programming knowledge of R

Tools

BI dashboards

Job description

Role and Responsibilities

• Understand the credit policies for various Banks and NBFCs in the Indian lending space
• Provide thought‑leadership on improving customer acquisition strategies, developing statistical credit models, and communicating analytical and credit ideas
• Monitoring existing models by designing tests and experiments to measure and evaluate customer credit behavior
• Monitor the acquisitions funnel, model performance and portfolio trends to develop strategic lending and business insight
• Work with technology and business team to build out new credit acquisition and risk management capabilities and refine existing ones
• Ideate and help launch next‑generation lending products and structures that will drive the next round of innovation
• Monitoring monthly transactions and provide a report on planning and risk management

Desired Candidate Profile

• 4-6 Years of experience in credit‑policy, underwriting strategies, and risk modeling
• Experience in credit risk for short‑term unsecured loan products as personal loans and credit cards, in the Indian market
• Experience in developing lending, customer acquisitions and/or portfolio management strategies
• Proficiency in analytical skills with SQL, Excel and BI dashboards. Programming knowledge of Python, R is a bonus.
• Comfort in re‑defining frontiers and passion for doing cutting‑edge work in unsecured credit risk.