Credit Research

Acuity Analytics; Maharashtra; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Acuity Analytics is seeking credit researchers to join the Fixed Income team in India. You will analyze debt issuers, forecast financials, and prepare credit opinions on issuers and debt issues from around the world.

The role requires 3+ years of experience in investment research, strong analytical and writing skills, and the ability to work in a fast-paced environment. Location options include Pune, Bangalore, or Gurgaon with reporting to an Associate Director.

Qualifications

• MBA (Finance) with experience in building FIC models, writing initiations and real time earnings summaries.
• CFA and FRM is an added advantage.
• Excellent analytical and writing & communication skills.
• High level of initiative, self-leadership, and accountability.
• Strong quantitative, analytical and interpretive abilities.
• Adherence to TAT and driving client satisfaction.

Responsibilities

• Build and update detailed credit models with KPI projections and debt structure analysis.
• Prepare credit reports and real-time earnings summaries for covered companies.
• Conduct rising star and fallen angel analyses and provide issuer opinions.
• Offer rating recommendations and bond relative valuations.
• Interact with clients and manage expectations.

Skills

Analytical skills

Communication skills

Initiative

Attention to detail

Quantitative skills

Education

MBA (Finance)

CFA

FRM

Job description

Acuity Analytics (the trading name of Acuity Knowledge Partners) is a global, tech-first organisation helping financial institutions and corporates make better decisions through research, data, analytics and AI-enabled solutions. We combine deep financial services expertise with strong engineering, digital and AI capabilities to solve complex, real-world problems.

With a team of 7,200+ analysts, data specialists and technologists across 28 locations, we work with more than 800 organisations worldwide to drive efficiency, unlock insight and deliver measurable impact. Our success is built on the strength of our people—by investing in talent, encouraging collaboration and creating room to grow, we enable our teams to do their best work for clients.

Acuity became an independent business in 2019 following its acquisition from Moody’s Corporation by Equistone Partners Europe. In 2023, funds advised by global private equity firm Permira acquired a majority stake, with Equistone remaining a minority investor—supporting our continued growth and innovation.

For more information, visit www.acuityanalytics.com

Basic information

Position Title

Credit Research

Experience Level

3 + years

Department

Investment Research

Location

Pune / Bangalore / Gurgaon

Organizational relationships

Position reports to

Associate Director

Job Purpose

Job Description:

We are seeking exceptionally intelligent, resourceful, and self-motivated individuals to be part of our Fundamental Credit Research team. The team resides within Investment Research and responsible for providing research and opinion related to fixed income securities globally.

The research process involves analysis of the debt instrument issuers, including financial ratio analysis, financial forecasting of issuer’s financial statements, scenario analysis, capital structure, issuer profiling, peer comparison, evaluation of fundamental credit strength and issuing credit opinion on the issuers and specific debt issues.

The individual will be part of the Fixed Income team based out of Bangalore. The team covers a wide variety of fixed income instrument issuers spanning across global, sectors and asses classes.

Key responsibilities

• Building and updating detailed credit models including KPI based projections, debt capital structure analysis, covenant analysis, distressed debt analysis and recovery analysis,


• Preparing credit reports, even update, real time earnings on companies under coverage


• Ability to perform Rising star and fallen angel analysis


• Providing opinion and rating recommendation on the issuers


• Experience in giving bond recommendation and performing relative valuation


• Responsible for client interaction and managing client expectations


• Experience in writing analytical reports and earnings conference call summaries


• Work experience in working on HY and DD debt is desirable


• Prepare and implement checklist, dashboard, quality control tools


• Provides input and ideas for improvement in TAT and efficiency

Key competencies

Core Skills Required

• MBA (Finance) with experience in building FIC models, writing initiations and real time earnings summaries. CFA and FRM is an added advantage


• Excellent analytical skills, good writing & communication skills


• Demonstrates a very high degree of Initiative, self-leadership, and entrepreneurship


• Job requires extremely high level of attention to detail, meticulousness and accountability


• Strong quantitative, analytical and interpretive skills


• Abide by TAT and improve customer satisfaction over the period

Acuity Analytics has earned several prestigious industry recognitions, including Great Place to Work certifications in India and Costa Rica, AVTAR Best Companies for Women in India, the AVTAR Most Inclusive Companies Index, and Silver accreditation in the Workplace Equality Index. These accolades reflect our commitment to building an inclusive, supportive and high-performance workplace for our people. Learn more here.

Follow us on social media to stay updated with Acuity Analytics news

l LinkedIn: https://www.linkedin.com/company/acuityanalytics/

l Facebook: https://facebook.com/AcuityAnalytics/

l Twitter: https://x.com/acuityanalytic?s=21

l YouTube: https://www.youtube.com/@AcuityAnalytics