Credit Processing Associate

India Mortgage Guarantee Corporation (IMGC); Dadri; On-site; INR 300,000 - 420,000; Full time

Job summary

India Mortgage Guarantee Corporation (IMGC) invites applications for an underwriting support analyst role in India. You will analyze loan applications, verify borrower details, and coordinate with underwriters to ensure compliance with lending guidelines.

Responsibilities include data entry in lender cam software, pulling CIBIL reports, matching loan obligations, and maintaining accurate underwriting records.

Qualifications

• Ability to analyze loan applications and assess financial risks.
• Verify borrower income, credit history, and assets as per guidelines.
• Data entry in lender cam software.

Responsibilities

• Analyze loan applications and evaluate them to ensure completeness, accuracy, and adherence to lending guidelines.
• Verify borrowers' financial information including income, credit history, and assets from lender cam.
• Enter data in lender cam software and pull CIBIL reports to match loan obligations.
• Ensure adherence to organization policies and processes within the agreed TAT.
• Support best credit practices and quality management and assist in maintaining underwriting records.

Job description

Role & responsibilities

• Analyzing loan applications, evaluating financial risks, and highlighting the same to underwriter.
• Analyze loan applications and evaluate them to ensure completeness, accuracy, and adherence to lending guidelines. Verify borrowers financial information, including income, credit history and assets, etc from lender cam.
• Responsible for doing data entry in software from lender cam.
• Responsible for pulling cibil and matching loan obligations with cibil.
• Adherence to Policies and Process of the Organization, within the agreed TAT.
• Ensure implementation of Best Credit Practices and Quality Management.
• Assist in maintaining accurate records of the underwriting process including analysis & findings.