Credit Processing Associate

Electronica Finance; Ghaziabad District, Faridabad District; On-site; INR 300,000 - 420,000; Full time

Job summary

Electronica Finance is seeking a detail-oriented Credit Processing Associate to support the credit team in processing MSME LAP and Machinery Loan applications. The role focuses on accurate documentation and smooth file movement, aligned with the responsibilities outlined in the Credit role JD.

The candidate will verify documents, KYC, and financial records; prepare loan files; coordinate with various teams; track status; and ensure compliance with policies and regulatory requirements.

Qualifications

• Graduate in Commerce/Finance or related field.
• 1-3 years of experience in credit processing/loan operations.
• Knowledge of MSME, LAP, or business loans preferred.
• Good documentation, coordination, and Excel skills.

Responsibilities

• Verify customer documents, KYC, banking, GST, and financial records.
• Prepare and maintain loan files in the system.
• Coordinate with sales, credit, legal, technical, and operations teams.
• Track application status and ensure timely processing.
• Ensure compliance with company policies and regulatory requirements.

Skills

Documentation

Coordination

Excel

Education

Graduate in Commerce/Finance

Tools

Excel

Job description

Role Overview

We are looking for a detail-oriented Credit Processing Associate to support the credit team in processing MSME LAP and Machinery Loan applications, ensuring accurate documentation and smooth file movement. Based on the responsibilities outlined in Jd for Credit role.

Key Responsibilities

• Verify customer documents, KYC, banking, GST, and financial records.
• Prepare and maintain loan files in the system.
• Coordinate with sales, credit, legal, technical, and operations teams.
• Track application status and ensure timely processing.
• Ensure compliance with company policies and regulatory requirements.

Desired Profile

• Graduate in Commerce, Finance, or related field.
• 1-3 years of experience in credit processing/loan operations.
• Knowledge of MSME, LAP, or business loans preferred.
• Good documentation, coordination, and Excel skills.