Credit Manager-LAP

Hdfc Bank; Malda, Murshidabad; On-site; INR 400,000 - 600,000; Full time

Job summary

Hdfc Bank in Malda, West Bengal, invites applications for a loan processing role. The incumbent will ensure timely processing of loan proposals, adhere to central policies, and monitor portfolio health through key metrics and vendor reports. Collaboration with Sales, Operations and Collections will be essential to meet corporate objectives.

The role emphasizes regulatory compliance, audit readiness, and maintaining high-quality credit delivery across internal and external customers.

Responsibilities

• To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement.
• Adherence to the policy/process laid out by the Central team on all application being processed
• Very close monitoring on Non-starters / EMR / 3-30 & 6-60 trends so as to ensure healthy portfolio.
• Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location.
• To interact closely with other functions such as Sales/Operations/Collections in ensuring a smooth delivery of corporate objectives.
• To ensure vendor report quality.

Job description

Role & responsibilities

1. To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement.
2. Adherence to the policy/process laid out by the Central team on all application being processed
3. Very close monitoring on Non-starters / EMR / 3-30 & 6-60 trends so as to ensure healthy portfolio.
4. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location.
5. To interact closely with other functions such as Sales/Operations/Collections in ensuring a smooth delivery of corporate objectives.
6. To ensure vendor report quality.