Credit Officer

Equitas Small Finance Bank; Esanatham; On-site; INR 350,000 - 600,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Credit Officer at the Attur branch in Tamil Nadu. With 1-5 years of experience, you will evaluate loan proposals, verify documents, and assist the branch team in achieving targets.

You will diligently appraise applications per policy, ensure complete files before disbursement, and complete PD D on time while maintaining a quality portfolio.

You will also review CAM proposals and ensure adherence to credit policies for branch quality control.

Qualifications

• Ensure proper credit evaluation of customers as per policy & process.
• Document verification to be carried out for the loan proposals.
• Support the branch team in achieving desired branch objective.
• To diligently appraise loan applications in line with credit policy of the organization.
• Ensure Credit policies to build a good quality portfolio of the branch.
• Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
• Completion of PDD on time for the Loan Disbursed.
• Ensure Quality Portfolio of the branch is Maintained.
• Appraise of CAM proposal of the customers who have applied Loan.

Responsibilities

• Ensure proper credit evaluation of customers as per policy & process.
• Document verification to be carried out for the loan proposals.
• Support the branch team in achieving desired branch objective.
• To diligently appraise loan applications in line with credit policy of the organization.
• Ensure Credit policies to build a good quality portfolio of the branch.
• Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
• Completion of PDD on time for the Loan Disbursed.
• Ensure Quality Portfolio of the branch is Maintained.
• Appraise of CAM proposal of the customers who have applied Loan.

Skills

PG

Job description

Required Experience 1 - 5 years

No. Of Openings 1

External Title Credit Officer

Employment Type Permanent

Employment Category Field

Closing Date 11 Oct 2026

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Zone South 2

State Tamil Nadu

Area Pondy

Branch Code 1143

Branch Name Attur

Skills

Skill

PG

Job Description

• Ensure proper credit evaluation of customers as per policy & process
• Document verification to be carried out for the loan proposals
• Support the branch team in achieving desired branch objective.
• To diligently appraise loan applications in line with credit policy of the organization.
• Ensure Credit policies to build a good quality portfolio of the branch.
• Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
• Completion of PDD on time for the Loan Disbursed
• Ensure Quality Portfolio of the branch is Maintained
• Appraise of CAM proposal of the customers who have applied Loan