Credit Manager - Surat

Clix Capital Services; Surat; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Clix Capital Services is seeking a Credit Manager LAP to underwrite Loan Against Property cases, analyze financial documents, assess repayment capacity, and ensure adherence to credit policies to maintain portfolio quality.

You will evaluate ITRs, bank statements, financials and property-backed proposals, collaborating with risk and underwriting teams. 3+ years of LAP underwriting experience in banks or NBFCs is preferred.

Qualifications

• Experience in LAP Credit Underwriting.
• Strong knowledge of financial and risk analysis.
• Ability to assess income, repayment capacity, and property-backed proposals.
• Experience in Banks/NBFCs preferred.

Skills

LAP Underwriting

Credit Analysis

Financial Assessment

Risk Evaluation

Portfolio Quality Management

Job description

Job Title: Credit Manager LAP (Loan Against Property)

Experience: 3+ Years

Job Summary: Responsible for underwriting and evaluating LAP (Loan Against Property) cases, conducting credit assessments, analyzing financial documents (ITR, Bank Statements, Financials), assessing risk, and ensuring compliance with credit policies while maintaining portfolio quality.

Key Requirements:

• Experience in LAP Credit Underwriting.
• Strong knowledge of financial and risk analysis.
• Ability to assess income, repayment capacity, and property-backed proposals.
• Experience in Banks/NBFCs preferred.

Skills: LAP Underwriting | Credit Analysis | Financial Assessment | Risk Evaluation | Portfolio Quality Management.