Credit Manager

MAS Financial Services; Ahmedabad District; On-site; INR 1,400,000 - 2,200,000; Full time

Job summary

MAS Financial Services in Ahmedabad seeks an experienced Credit Manager for Loan Against Property (LAP). You will evaluate and sanction LAP proposals, perform PD/site visits, and assess repayment capacity while ensuring policy adherence and risk controls.

The role requires 4–8 years in LAP credit underwriting, with hands-on Gamtar property case experience. Strong analytical, communication, and MS Office skills are essential for this position in a fast-paced environment.

Qualifications

• 4 - 8 years of LAP credit underwriting experience.
• Sanctioning authority experience is mandatory.
• Hands-on experience with Gamtar property cases is required.

Responsibilities

• Evaluate and sanction LAP proposals within approved limits.
• Conduct PD/site visits, including Gamtar property cases, for credit assessment.
• Analyze financials, repayment capacity and validate customer profile.
• Ensure strict credit policy adherence, documentation and risk checks.
• Coordinate with Sales, Legal, Technical and Operations for smooth processing.
• Monitor portfolio quality and identify early risk signals.
• Maintain MIS, ensure audit compliance and support disbursement timelines.

Skills

LAP credit underwriting

Sanctioning authority

Analytical ability

MS Office

Education

Graduate/Postgraduate in Finance/Commerce

Job description

Credit Manager LAP | Ahmedabad

Experience: 4 - 8 Years | Product: Loan Against Property (LAP)

Key Responsibilities:

• Evaluate & sanction LAP proposals within approved limits.
• Conduct PD/site visits, including Gamtar property cases, for credit assessment.
• Analyse financials, repayment capacity & validate customer profile.
• Ensure strict credit policy adherence, documentation & risk checks.
• Coordinate with Sales, Legal, Technical & Operations for smooth processing.
• Monitor portfolio quality & identify early risk signals.
• Maintain MIS, ensure audit compliance & support disbursement TAT.
  

Requirements:

• Graduate/Postgraduate in Finance/Commerce.
• 4 - 8 years of experience in LAP credit underwriting.
• Sanctioning Authority experience mandatory.
• Hands-on experience in Gamtar property cases is required.
• Strong analytical, decision-making & communication skills.
• Proficient in MS Office & credit systems.