Credit Manager - Retail & SME

YourMoneyWise; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

YourMoneyWise in Bengaluru, India, is seeking a Credit Analyst to evaluate proposals for retail and SME clients and ensure compliance with credit policies and risk frameworks. You will prepare detailed credit appraisals and make recommendations to support sound lending decisions.

The ideal candidate holds CA or MBA (Finance) or equivalent, shows strong analytical skills, proficiency in financial modeling, and experience in credit assessment for retail/ SME segments, with knowledge of RBI

Qualifications

• CA/MBA (Finance) or equivalent professional qualification required.
• Strong analytical skills with proficiency in financial modeling.
• Experience in credit assessment for retail/SME segments.
• Knowledge of regulatory guidelines (RBI, etc.).

Responsibilities

• Evaluate credit proposals for retail and SME clients, ensuring adherence to credit policies and risk management frameworks.
• Prepare detailed credit appraisals and recommendations.

Skills

Analytical skills

Financial modeling

Credit assessment

Education

CA/MBA (Finance) or equivalent

Job description

Description

Evaluate credit proposals for retail and SME clients, ensuring adherence to credit policies and risk management frameworks. Prepare detailed credit appraisals and recommendations.

Requirements

• CA/MBA (Finance) or equivalent professional qualification
• Strong analytical skills with proficiency in financial modeling
• Experience in credit assessment for retail/SME segments
• Knowledge of regulatory guidelines (RBI, etc.)