Credit Manager - LAP Underwriting (Loan Against Property)

KreditBee; Bengaluru; On-site; INR 1,000,000 - 1,800,000; Full time

Job summary

KreditBee, a leading fintech lending platform in India, seeks a Credit Underwriting Manager in Bengaluru. This full-time role involves managing a team, assessing loan applications, and developing credit policies, while ensuring the bank's lending goals are met with sound risk management practices.

Qualifications

• 6+ years of industry experience required.
• Experience in credit underwriting processes and risk management.

Responsibilities

• Manage the credit underwriting team in assessing loan applications.
• Develop underwriting policies for business loans.
• Oversee and mitigate credit risk associated with the loan portfolio.

Job description

About KreditBee:

KreditBee is India’s largest fintech lending platform with a current monthly disbursement of over ₹1600 Crores. It has 50 Million downloads on Google Play Store and over 85 Lakh unique loan customers. It offers various financial services digitally including but not limited to Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. The group entity has an in-house RBI registered NBFC, and is currently Series-D funded with marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.

Organization: KreditBee (www.kreditbee.in)

Employment Type:Full-time

Industry:Financial services

Location:Bangalore(Onsite only)

Roles & Responsibilities:

• Manage the credit underwriting team in assessing and evaluating loan applications against the company’s lending criteria.
• Develop and implement credit underwriting policies and procedures to assess business loans and non business loans under Loan against property
• Oversee the credit risk associated with the loan portfolio and take necessary steps to mitigate risk.
• Work with other departments within the company, such as sales and marketing, to ensure that the bank's lending goals are met while maintaining a sound credit risk profile.
• Stay up-to-date on the latest trends and developments in the credit underwriting industry.

Experience:

6+ years industry experience