Credit Manager - Business Loan

Krazy Bee Services; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

KreditBee in Bengaluru is seeking a Credit Manager - BL to review loan applications, engage applicants in discussions, and ensure timely decisions within the set TAT. You will manage loan processing vendors and train staff on loan policies to maintain high standards of underwriting.

The role requires 1–5 years in business loan underwriting, strong communication, ability to work under pressure, and solid analytical skills. A graduate or postgraduate in a related field is suitable.

Qualifications

• 1–5 years of experience in business loan underwriting.
• Excellent communication and interpersonal skills.
• Ability to work under pressure and meet tight deadlines.
• Strong analytical and problem-solving skills.

Responsibilities

• Reviewing the complete file of loan applications.
• Conducting personal discussions and video PDs with applicants.
• Ensuring timely decision making within the TAT.
• Managing vendors involved in the loan processing.
• Training stakeholders on loan policies and procedures.
• Maintaining MIS reports related to loan applications and approvals.
• Conducting portfolio reviews to assess the performance of the loan book.
• Underwriting cases with desired level of quality and enabling achievement of Branch Business target by proper training.
• To evaluate proposals of customers for Business Loans.
• Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation.
• Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Skills

Business loan underwriting

Communication skills

Under pressure

Analytical skills

Education

Graduate/Postgraduate

Job description

Role:

Credit Manager - BL

Responsibilities:

• Reviewing the complete file of loan applications.
• Conducting personal discussions and video PDs with applicants.
• Ensuring timely decision making within the TAT.
• Managing vendors involved in the loan processing.
• Training stakeholders on loan policies and procedures.
• Maintaining MIS reports related to loan applications and approvals.
• Conducting portfolio reviews to assess the performance of the loan book.
• Underwriting cases with desired level of quality and enabling achievement of Branch Business target by proper training.
• To evaluate proposals of customers for Business Loans.
• Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation.
• Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Skills and Expectations:

• 1 to 5 years of experience in business loan underwriting.
• Excellent communication and interpersonal skills.
• An ability to work under pressure and meet tight deadlines.
• Strong analytical and problem-solving skills.

Qualification:

• Graduate, Post graduate or a related field.

Employment Type: Full-time

Industry: Financial services

/Recruitment Fraud Warning & Disclaimer?

KreditBee is committed to maintaining a transparent, fair, and secure recruitment process. We have become aware of fraudulent individuals and entities falsely claiming to represent KreditBee and offering fake employment opportunities.

Please note that KreditBee never asks candidates to pay any money for registration, training, certifications, security deposits, or any other purpose at any stage of the recruitment process. All official recruitment communications are sent through verified company email domains, primarily @kreditbee.in, @krazybee.com, and @kbnbfc.in. Candidates are advised to verify the sender's email address before responding to any recruitment-related communication. KreditBee does not conduct recruitment through unofficial email addresses or request payments.

If you receive a suspicious job offer, interview invitation, or recruitment-related communication claiming to be from KreditBee, do not make any payment or share sensitive personal or financial information. We encourage you to verify the authenticity of the communication through our official careers page or by contacting us at [e-mail]

Disclaimer: KreditBee shall not be responsible for any loss, damage, or claims arising from fraudulent job offers or recruitment communications made by unauthorized individuals or entities falsely representing the company. Candidates should exercise due diligence and verify the authenticity of all recruitment-related communications before taking any action.

Disclaimer: This job description is intended to outline the general nature and key responsibilities of the position. It is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the role. The responsibilities and qualifications described may be subject to change, and other duties may be assigned as needed. Employment is at-will, meaning the employee or the employer may terminate the employment relationship at any time, with or without cause, and with or without notice.

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