Credit Manager - Domestic EL

Auxilo Finserve Private Limited; Mumbai; On-site; INR 900,000 - 1,500,000; Full time

Job summary

A financial services company in Mumbai is seeking a Credit Manager for domestic education and personal loans. The ideal candidate will have 1 to 4 years of experience in retail lending underwriting and possess strong skills in analyzing income documents and bank statements. Proficiency in Excel and LMS is required. This role involves managing high volumes while ensuring credit hygiene and timely responses. A graduate degree is mandatory for applicants.

Qualifications

• 1-4 years of experience in retail lending underwriting.
• Experience with NBFC underwriting is preferred.
• Ability to analyze income documents and repayment capacity.
• Proficiency in Excel, LMS and credit decisioning platforms.

Responsibilities

• Manage high volumes while maintaining credit hygiene and TAT.
• Read and analyze bank statements and ITRs.
• Maintain credit hygiene while handling high volumes and ensure timely turnaround (TAT).
• Utilise Excel, LMS and credit decisioning platforms for credit approvals.
• Support end-to-end underwriting processes for domestic lending products.

Skills

Retail lending underwriting

Excel proficiency

Credit decisioning

NBFC underwriting

Education

Graduate

Tools

LMS

LMS

Credit decisioning platforms

Job description

Credit Manager - Domestic EL

Job Description

Key Responsibilities:

• 1- 2–4 years of experience in retail lending underwriting, preferably Domestic Education Loans or Personal Loans
• Experience in NBFC underwriting with strong understanding of student‑centric lending will be an added advantage
• Ability to read & analyse income documents, bank statements, ITRs, and repayment capacity
• Proficiency in Excel, LMS, and credit decisioning platforms
• Ability to manage high volumes while maintaining credit hygiene and TAT

Short Info

• Posted: 43 day(s) ago
• Qualifications: Graduate
• Experience: 2 Years - 0 Months to 5 Years - 0 Months