Credit Manager Commercial Real Estate

Intellectual Capital HR Consulting Pvt. Ltd.; Indore District; On-site; INR 3,000,000 - 6,000,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Sr Credit Manager for Commercial Real Estate in Mumbai. You will lead credit evaluation, due diligence, and monitoring for CRE loan portfolios, ensuring regulatory compliance and risk mitigation.

The role requires 5–10 years of experience in credit risk assessment, strong financial modeling, and excellent communication skills. You will collaborate with business teams and credit committees.

Qualifications

• CA/MBA/CFA or equivalent required.
• 5–10 years in credit risk assessment, financial analysis, and loan structuring.
• Strong financial modeling, credit analysis, and Excel proficiency.

Responsibilities

• Credit Evaluation: perform financial analysis, cash flow, and risk profiling of CRE borrowers.
• Due Diligence: review balance sheets, P&L, and creditworthiness of borrowers.
• Portfolio Monitoring: track loan performance and flag risks for management.
• Industry & Market Analysis: stay updated on CRE trends and regulations.
• Reporting & Documentation: prepare credit reports and presentations for senior management.
• Regulatory Compliance: ensure adherence to policies and guidelines for underwriting.
• Stakeholder Coordination: work with business teams, committees, and external agencies.

Skills

Financial modelling

Credit analysis

Analytical thinking

Communication

Education

CA

MBA (Finance)

CFA

Tools

MS Excel

Job description

Credit Manager Commercial Real Estate | Mumbai

We are looking for a Sr Credit Manager - Commercial Real Estate to join a growing financial services firm based in Mumbai.

Location: Mumbai

Industry: Financial Services

Key Responsibilities:

Credit Evaluation: Conduct financial analysis, including cash flow assessments and risk profiling of borrowers in the CRE sector.

Financial Due Diligence: Review balance sheets, P&L statements, and creditworthiness of potential borrowers.

Portfolio Monitoring: Track loan performance, flag risks, and assist in credit monitoring processes.

Industry & Market Analysis: Stay updated on CRE market trends, regulatory changes, and industry developments.

Reporting & Documentation: Prepare credit reports, risk assessments, and internal presentations for senior management review.

Regulatory Compliance: Ensure adherence to internal policies and regulatory guidelines for credit underwriting.

Stakeholder Coordination: Work closely with business teams, credit committees, and external agencies for smooth credit evaluation.

Desired Profile:

• Education: CA, MBA (Finance), CFA, or equivalent.
• Experience: 5-10 years in credit risk assessment, financial analysis, and loan structuring.
• Technical Skills: Strong financial modeling, credit analysis, and proficiency in MS Excel.
• Analytical Expertise: Ability to assess financial risks, borrower credibility, and loan structuring strategies.
• Communication: Excellent report-writing and presentation skills.