Credit Manager Commercial Real Estate

Intellectual Capital HR Consulting Pvt. Ltd.; Chandigarh; On-site; INR 2,800,000 - 4,000,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites applications for a Sr Credit Manager - Commercial Real Estate to join a growing financial services firm in Mumbai.

The role focuses on credit evaluation, due diligence, and portfolio monitoring for CRE loans, with emphasis on risk assessment, regulatory compliance, and reporting to senior management. 5–10 years of experience in credit risk and loan structuring are preferred.

Qualifications

• CA, MBA (Finance), CFA, or equivalent required.
• 5-10 years in credit risk assessment, financial analysis, and loan structuring.
• Strong financial modeling, credit analysis, and MS Excel proficiency.
• Excellent report writing and presentation skills.

Responsibilities

• Credit evaluation including financial analysis and risk profiling of CRE borrowers.
• Financial due diligence reviewing balance sheets and P&L statements.
• Portfolio monitoring to track loan performance and flag risks.
• Industry & market analysis on CRE trends and regulatory changes.
• Prepare credit reports, risk assessments, and presentations for senior management.
• Ensure adherence to internal policies and regulatory guidelines for underwriting.
• Coordinate with business teams, credit committees, and external agencies.

Skills

Credit risk assessment

Financial analysis

Analytical thinking

Communication

Financial modeling

Education

Chartered Accountant (CA)

MBA (Finance)

CFA

Tools

MS Excel

Job description

Credit Manager Commercial Real Estate | Mumbai

We are looking for a Sr Credit Manager - Commercial Real Estate to join a growing financial services firm based in Mumbai.

Location: Mumbai

Industry: Financial Services

Key Responsibilities:

Credit Evaluation: Conduct financial analysis, including cash flow assessments and risk profiling of borrowers in the CRE sector.

Financial Due Diligence: Review balance sheets, P&L statements, and creditworthiness of potential borrowers.

Portfolio Monitoring: Track loan performance, flag risks, and assist in credit monitoring processes.

Industry & Market Analysis: Stay updated on CRE market trends, regulatory changes, and industry developments.

Reporting & Documentation: Prepare credit reports, risk assessments, and internal presentations for senior management review.

Regulatory Compliance: Ensure adherence to internal policies and regulatory guidelines for credit underwriting.

Stakeholder Coordination: Work closely with business teams, credit committees, and external agencies for smooth credit evaluation.

Desired Profile:

• Education: CA, MBA (Finance), CFA, or equivalent.
• Experience: 5-10 years in credit risk assessment, financial analysis, and loan structuring.
• Technical Skills: Strong financial modeling, credit analysis, and proficiency in MS Excel.
• Analytical Expertise: Ability to assess financial risks, borrower credibility, and loan structuring strategies.
• Communication: Excellent report-writing and presentation skills.