Credit Manager Commercial Real Estate

Intellectual Capital HR Consulting Pvt. Ltd.; Kolkata District; On-site; INR 1,500,000 - 2,300,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Sr Credit Manager - Commercial Real Estate to join a growing financial services firm based in Mumbai. The role focuses on credit evaluation, due diligence, and portfolio monitoring to support sound lending decisions.

Responsibilities include risk profiling, financial analysis, regulatory compliance, and reporting for senior management, with a strong emphasis on market analysis and stakeholder coordination.

Qualifications

• 5–10 years in credit risk assessment, financial analysis, and loan structuring.
• Strong financial modeling and cash flow analysis.
• Proficiency in MS Excel for complex modeling.
• Educational background in CA / MBA (Finance) / CFA or equal.
• Excellent report-writing and presentation skills.

Responsibilities

• Credit evaluation including risk profiling of borrowers in CRE.
• Financial due diligence of balance sheets and P&L statements.
• Portfolio monitoring and risk flagging.
• Industry and market analysis of CRE trends.
• Prepare credit reports and risk assessments for senior management.
• Ensure compliance with internal policies and regulatory guidelines.
• Coordinate with business teams, credit committees, and external agencies.

Skills

Credit risk assessment

Financial analysis

Loan structuring

MS Excel

Financial modeling

Education

CA, MBA (Finance), CFA, or equivalent

Tools

MS Excel

Job description

Credit Manager Commercial Real Estate | Mumbai

We are looking for a Sr Credit Manager - Commercial Real Estate to join a growing financial services firm based in Mumbai.

Location: Mumbai

Industry: Financial Services

Key Responsibilities:

Credit Evaluation: Conduct financial analysis, including cash flow assessments and risk profiling of borrowers in the CRE sector.

Financial Due Diligence: Review balance sheets, P&L statements, and creditworthiness of potential borrowers.

Portfolio Monitoring: Track loan performance, flag risks, and assist in credit monitoring processes.

Industry & Market Analysis: Stay updated on CRE market trends, regulatory changes, and industry developments.

Reporting & Documentation: Prepare credit reports, risk assessments, and internal presentations for senior management review.

Regulatory Compliance: Ensure adherence to internal policies and regulatory guidelines for credit underwriting.

Stakeholder Coordination: Work closely with business teams, credit committees, and external agencies for smooth credit evaluation.

Desired Profile:

• Education: CA, MBA (Finance), CFA, or equivalent.
• Experience: 5-10 years in credit risk assessment, financial analysis, and loan structuring.
• Technical Skills: Strong financial modeling, credit analysis, and proficiency in MS Excel.
• Analytical Expertise: Ability to assess financial risks, borrower credibility, and loan structuring strategies.
• Communication: Excellent report-writing and presentation skills.