Credit Collections Analyst

DPDzero co; Bengaluru; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

DPDzero is seeking an analytics-driven professional to optimize collections performance through data-driven decisions. You will work across Collections, Data, Product, and Operations to drive improved recovery outcomes using rigorous analysis.

The role demands strong SQL, Excel, and preferably Python, with experience handling large datasets and dashboards. You will influence strategies, support onboarding, and present findings to leadership, contributing to measurable revenue growth.

Qualifications

• 2–5 years in Analytics, Collections, Lending, Fintech, or Business Operations.
• Strong SQL and Excel skills; Python preferred.
• Experience with large datasets, dashboards, and analytical frameworks.
• Strong problem-solving, communication, and presentation skills.
• Collections, credit risk, or portfolio analytics experience is a plus.

Responsibilities

• Own performance tracking and analysis for collections portfolios.
• Support onboarding of new accounts and allocations.
• Analyze portfolio performance across segments, DPD buckets, and channels.
• Build dashboards and automated reports using SQL, Excel, and BI tools.
• Drive weekly and monthly business reviews with actionable recommendations.
• Partner with Operations, Product, Finance, and Engineering teams.
• Validate allocation logic, revenue calculations, and reporting outputs.
• Perform ad-hoc analyses and strategy evaluations to improve recoveries.

Skills

SQL

Excel

Python

Analytics

Communication

Problem-solving

Job description

DPDzero is an AI-powered, full-stack collections platform transforming how banks and NBFCs manage loan delinquencies. Started in 2023, we’ve grown 20X in just 24 months—partnering with some of India’s largest lenders including RBL Bank, IndusInd Bank, Unity Small Finance Bank, Moneyview, Tata Capital, and more.

We’re not building a tool—we’re fixing one of the biggest and most ignored problems in banking: debt collections. With our AI agents, data science algorithms, and zero-ops platform, we’re rewriting how collections are done—faster, cheaper, and 10X more ethical than what’s existing today.

We don’t want to change the collections industry. We want to own it.

About the Role

Drive portfolio performance through analytics, strategy, and business ownership. Work across

Collections, Data, Product, and Operations to optimize recovery outcomes using data-driven

decision making.

Key Responsibilities

• Own performance tracking and analysis for collections portfolios.
• Support onboarding of new accounts and allocations.
• Analyze portfolio performance across segments, DPD buckets, and channels.
• Build dashboards and automated reports using SQL, Excel, and BI tools.
• Drive weekly and monthly business reviews with actionable recommendations.
• Partner with Operations, Product, Finance, and Engineering teams.
• Validate allocation logic, revenue calculations, and reporting outputs.
• Perform ad-hoc analyses and strategy evaluations to improve recoveries.

What We're Looking For

• 2–5 years in Analytics, Collections, Lending, Fintech, or Business Operations.
• Strong SQL and Excel skills; Python preferred.
• Experience with large datasets, dashboards, and analytical frameworks.
• Strong problem-solving, communication, and presentation skills.
• Collections, credit risk, or portfolio analytics experience is a plus.

Why Join Us?

• High ownership. Direct visibility to leadership and clients.
• High impact. Influence collection strategy at scale.
• Cross-functional exposure. Work across Analytics, Product, Operations, and Data Science.
• Measurable outcomes. Drive recoveries, revenue, and business growth.