Delivery Lead- Credit underwriting (Lending Services)

Acuity Analytics; Gurugram District, Bengaluru; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Acuity Analytics in India seeks a skilled Credit Risk Analyst to assess corporate borrowers through financial analysis, credit reports, and rating reviews. You will develop forecasting models and help manage client portfolios to anticipate credit risk.

Collaborating with cross-functional teams, you will help shape credit policies, report findings to stakeholders, and support faster, data-driven lending decisions in a fast-paced environment.

Qualifications

• Proficient in credit risk analysis techniques.
• Experience with financial modeling and portfolio management tools.
• Strong analytical and problem-solving abilities with attention to detail.
• Able to work in a fast-paced environment and meet deadlines.
• Excellent communication and interpersonal skills for collaboration with clients and stakeholders.
• Familiarity with credit reporting and rating review procedures.

Responsibilities

• Assess corporate borrowers' creditworthiness through financial analysis and credit reports.
• Conduct thorough rating reviews to determine clients' credit quality.
• Develop and implement forecasting models to predict repayment capacity.
• Manage portfolios by analyzing credit data and identifying risks.
• Collaborate with cross-functional teams to develop and implement credit policies.
• Provide expert guidance on credit-related matters to internal stakeholders.

Skills

Credit risk analysis

Financial modeling

Portfolio management

Analytical skills

Communication skills

Credit reporting

Job description

The ideal candidate will have a strong background in credit risk analysis and assessment of corporate borrowers through financial analysis, credit reports, rating reviews, forecasting models, and portfolio management.

Roles and Responsibility

• Assess corporate borrowers' creditworthiness through financial analysis and credit reports.


• Conduct thorough rating reviews to determine clients' credit quality.


• Develop and implement effective forecasting models to predict client repayment capacity.


• Manage portfolios by analyzing credit data and identifying potential risks.


• Collaborate with cross-functional teams to develop and implement credit policies.


• Provide expert guidance on credit-related matters to internal stakeholders.

Job Requirements

• Strong knowledge of credit risk analysis and assessment techniques.


• Experience with financial modeling and portfolio management tools.


• Excellent analytical and problem-solving skills with attention to detail.


• Ability to work effectively in a fast-paced environment and meet deadlines.


• Strong communication and interpersonal skills for collaboration with clients and stakeholders.


• Proficiency in credit reporting and rating review procedures.


• Credit risk analyst role assessing corporate borrowers through financial analysis, credit reports, rating reviews, forecasting models, and portfolio management for banking clients