Credit Analyst- Business Banking

Premier Consultants; Navi Mumbai; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Premier Consultants in Mumbai is seeking a Credit Analyst- Business Banking to rigorously assess SME credit risk, perform credit appraisal, and complete underwriting with precise loan structuring for new and existing clients.

You will prepare thorough notes for credit evaluations, monitor account performance under policy and regulatory standards, and liaise with clients and business teams to discuss terms and conditions.

Qualifications

• Experience in SME credit analysis and underwriting.
• Strong understanding of credit risk principles and loan structuring.

Responsibilities

• Credit Appraisal: Examining data and financial accounts to assess SME applicants' credit risk.
• Underwriting: Completing credit underwriting, correctly structuring loans, and evaluating applications from new and current clients.
• Reporting: Creating thorough notes for business units' credit evaluations.
• Risk management: keeping an eye on account performance and following policy, audit, and regulatory obligations.
• Liaison: Talking with clients and business teams about terms and conditions

Skills

SME credit analysis

Credit risk assessment

Job description

Opening with a leading Private Sector Bank

Role : Credit Analyst- Business Banking

Location : Mumbai

Roles & Responsibilities :

• Credit Appraisal: Examining data and financial accounts to assess SME applicants' credit risk.
• Underwriting: Completing credit underwriting, correctly structuring loans, and evaluating applications from new and current clients.
• Reporting: Creating thorough notes for business units' credit evaluations.
• Risk management: keeping an eye on account performance and following policy, audit, and regulatory obligations.
• Liaison: Talking with clients and business teams about terms and conditions

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