Credit Analyst

ACURA SOLUTIONS LTD; Navi Mumbai; On-site; INR 600,000 - 900,000; Full time

Job summary

ACURA SOLUTIONS LTD in Maharashtra seeks a skilled Credit Analyst to join our lending team. The role focuses on analyzing credit data and financial statements to assess risk and support lending decisions for individuals and businesses.

You will prepare reports and presentations for management, monitor loan portfolios, and collaborate with different departments to ensure a clear view of financial risk. Strong analytical skills and communication are essential.

Qualifications

• Strong analytical skills with the ability to interpret complex financial data.
• Proficiency in project finance and understanding of banking operations.
• Excellent communication skills, both written and verbal, to present findings clearly.
• Ability to work independently and as part of a team in a fast-paced environment.
• Familiarity with credit analysis software and tools is a plus.

Responsibilities

• Analyze financial data and credit reports to assess the creditworthiness of potential clients.
• Prepare detailed reports and presentations for management to support lending decisions.
• Monitor existing loans and assess the ongoing credit risk associated with them.
• Collaborate with other departments to ensure a comprehensive understanding of the financial landscape and potential risks.
• Stay updated on industry trends and regulatory changes that may impact credit analysis and lending practices.

Skills

Analytical skills

Project finance & banking

Communication skills

Teamwork & independence

Credit analysis software

Tools

Credit analysis software

Job description

We are seeking a skilled Credit Analyst to join our team in Maharashtra. The ideal candidate will have a strong background in project finance and banking, with a focus on analyzing credit data and financial statements to determine the risk involved in lending money to individuals or businesses. As a Credit Analyst, you will play a crucial role in the decision-making process regarding credit approvals and risk assessments.

Key Responsibilities

• Analyze financial data and credit reports to assess the creditworthiness of potential clients.
• Prepare detailed reports and presentations for management to support lending decisions.
• Monitor existing loans and assess the ongoing credit risk associated with them.
• Collaborate with other departments to ensure a comprehensive understanding of the financial landscape and potential risks.
• Stay updated on industry trends and regulatory changes that may impact credit analysis and lending practices.

Required Skills

• Strong analytical skills with the ability to interpret complex financial data.
• Proficiency in project finance and understanding of banking operations.
• Excellent communication skills, both written and verbal, to present findings clearly.
• Ability to work independently and as part of a team in a fast-paced environment.
• Familiarity with credit analysis software and tools is a plus.