Commercial Underwriter

Selections HR Services Private Limited; Pune District; On-site; INR 1,200,000 - 1,500,000; Full time

Job summary

A consulting firm is seeking a Managing Director with expertise in HR and recruitment strategies. This full-time role involves assessing loan applications, preparing credit documentation, and ensuring compliance with standards. Candidates should possess a Bachelor's degree in finance or related fields, and ideally 1–3 years of relevant experience. Strong analytical and communication skills are vital, with proficiency in financial modelling. The position offers opportunities for contributing to process improvements and managing remote relationships across time zones.

Qualifications

• 1–3 years of experience in credit analysis, commercial lending, or financial services.
• Exposure to UK banking or international financial institutions is preferred.
• Familiarity with UK lending practices and compliance standards.

Responsibilities

• Assess loan applications based on AAF Lending Policy.
• Evaluate commercial mortgage products for eligibility.
• Prepare credit papers for UK Credit team submission.
• Maintain a 98% documentation accuracy standard.
• Contribute to process improvement initiatives.

Skills

Credit analysis

Strong analytical skills

Proficient in Excel

Communication skills

Time management

Financial modelling

Education

Bachelor’s degree in finance, Economics, Accounting, or related field

Tools

Front-end systems

Excel

Job description

Managing Director with expertise in HR and recruitment strategies.

Key Responsibilities:

• Apply a detailed understanding of AAF Lending Policy, Standards, and Lending Criteria to assess loan applications.


• Evaluate commercial mortgage products for eligibility and suitability based on customer profiles and property types.


• Use front-end systems to submit and track CRE applications through to credit approval.


• Prepare credit papers for submission to UK based’s Credit team, ensuring clarity and completeness.


• Maintain a minimum 98% right-first-time documentation standard, ensuring accuracy and compliance.


• Work both independently and collaboratively to meet deadlines and service level agreements (SLAs).


• Adapt quickly to changing priorities and work proportionately based on transaction complexity.


• Contribute to process improvement initiatives, identifying areas for efficiency and automation.


• Build strong working relationships with internal stakeholders through clear and effective communication.


• Liaise with KYC and Financial Crime departments to resolve onboarding issues related to fraud or compliance.


• Attend ad hoc meetings as required by the UK team.


• Perform additional tasks as assigned to support the CRE Lending function.

Candidate Profile:

• Education & Experience:


• Bachelor’s degree in finance, Economics, Accounting, or related field.


• 1–3 years of experience in credit analysis, commercial lending, or financial services.


• Exposure to UK banking or international financial institutions is preferred.


• Strong analytical and documentation skills.


• Proficiency in Excel and financial modelling.


• Ability to work across time zones and manage remote stakeholder relationships.


• Familiarity with UK lending practices and compliance standards (training will be provided).

Desirable Qualifications:

• Progress toward CFA, FRM, or similar certifications.


• Understanding of UK property markets and commercial lending products.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance and Analyst

Industries

Business Consulting and Services, Outsourcing and Offshoring Consulting, and Banking

Referrals increase your chances of interviewing at Selections HR Services Private Limited by 2x