Collection Manager - Two Wheeler Loans - Soft Bkt

SkillLabs; Shimoga District; On-site; INR 350,000 - 520,000; Full time

Job summary

SkillLabs is seeking a results-oriented Collections Specialist in Karnataka, India. The role involves allocating portfolios to vendors, coordinating with agencies, and resolving complex repo and collection issues.

You will audit books, ensure timely billing closures, and work with legal to address chronic defaulters. The ideal candidate has 2–3 years in automotive collections, strong data management skills, and a proven ability to operate independently within a fast-paced environment.

Qualifications

• 2-3 years of collection experience in automotive products (LMV, TW, 3W, LCV, MCV, HCV).
• Experience in managing collection agencies.
• Excellent data management skills.
• Individual performer.

Responsibilities

• Allocate portfolios to vendors based on past performance, FOS availability, and manpower capacity.
• Review cases with FOS/TL and assign work by disposition code.
• Coordinate with agency resources and plan calls for better resolution and support to agencies on difficult cases.
• Conduct receipt book and repo kit allocation and periodic audits.
• Close agency billing within 60 days after work completion month.
• Ensure prior approvals in repo cases and assist agencies with repo issues.
• Handle collection/repo-related customer service issues and escalations.
• Coordinate with legal team for actions against chronic defaulters and enforcement agencies.
• Track BKT resolution with agency and FO levels; monitor flow rates to next BKT.
• Remove non-performing FOs and recruit/train new teams as needed.
• Close CRM queries within assigned TAT; revert RCU audit queries ahead of TAT.
• Report HHT utilization and IT issues to relevant teams.

Skills

Collection experience

Agency management

Data management

Independent worker

Job description

Roles and Responsibilities

• Allocation of portfolio to vendor basis the past performance trend and FOS availability, creating adequate manpower capacity for the portfolio.
• Review cases with FOS / TL and work assignment basis the disposition code.
• Coordinating with agency resources and doing the call planning for better resolution, ensuring appropriate support to the agency on difficult cases.
• Receipt book & Repo kits allocation and auditing periodically
• Agency billing closure within 60 days of the work completed month.
• Ensuring prior approvals in repo cases & helping the agency manage repo related issues.
• Handling collection/repo related customer service issues/escalations.
• Coordinating with legal team for initiating legal actions against chronic defaulters & dealing with enforcement agencies in cases filed against the organisation by customers/third parties.
• BKT resolution with agency and FOs level need to be tracked & reviewed.
• Flow rates to next BKT needs to be restricted on the location you are handling.
• Remove the non-performing FOs and recruitment the fresh team and train as and when required.
• CRM queries needs to be closed as per the TAT assigned.
• RCU audit queries must be reverted before TAT and implementation of committed action at field level.
• Receipt book discrepancies needs to be discussed with agency and ensure no reoccurrence of such issues in field.
• HHT 100% utilization and report to be submitted to ACM / RCM on regular basis.
• HHT not working need to be informed to IT team for need of support.

Candidate Profile Required

• Minimum 2-3 Years of collection experience in any automotive products like LMV,TW,3W,LCV,MCV,HCV
• Experience in managing collection agencies
• Excellent data management skills
• Individual Performer