Collection Manager - Two Wheeler Loans - Soft Bkt

SkillLabs; Lakhimpur; On-site; INR 300,000 - 540,000; Full time

Job summary

SkillLabs is seeking an experienced Collections Supervisor to manage portfolio allocations, agency coordination, and repo-related actions for automotive products. You will review cases with FOS/TL, coordinate with agencies, audit books, and ensure timely billing closure and compliance with processes.

The role focuses on resolving delinquent accounts, enforcing legal actions when required, and maintaining high data quality and field efficiencies across locations.

Qualifications

• Minimum 2-3 years of collection experience in automotive products.
• Experience in managing collection agencies.
• Excellent data management skills.
• Individual performer.

Responsibilities

• Allocate portfolio to vendor based on past performance and FOS availability.
• Review cases with FOS/TL and assign work by disposition code.
• Coordinate with agency resources and plan calls for better resolution.
• Audit receipt books and repo kits periodically.
• Close agency billing within 60 days of work completion.
• Ensure prior approvals in repo cases and help agencies manage repo issues.
• Handle collection/repo related customer service issues and escalations.
• Coordinate with legal for actions against chronic defaulters.
• Track BKT resolution with agency and FO level.
• Restrict flow rates to next BKT based on location.
• Remove non-performing FOs and recruit/train fresh team as needed.
• Close CRM queries as per TAT.
• Revert RCU audit queries before TAT and implement actions at field level.
• Address receipt book discrepancies to prevent recurrence.
• HHT 100% utilization and report to ACM/RCM regularly.
• Inform IT if HHT is not working.

Skills

Collections experience

Data management

Agency management

Individual performer

Job description

Roles and Responsibilities

• Allocation of portfolio to vendor basis the past performance trend and FOS availability, creating adequate manpower capacity for the portfolio.
• Review cases with FOS / TL and work assignment basis the disposition code.
• Coordinating with agency resources and doing the call planning for better resolution, ensuring appropriate support to the agency on difficult cases.
• Receipt book & Repo kits allocation and auditing periodically
• Agency billing closure within 60 days of the work completed month.
• Ensuring prior approvals in repo cases & helping the agency manage repo related issues.
• Handling collection/repo related customer service issues/escalations.
• Coordinating with legal team for initiating legal actions against chronic defaulters & dealing with enforcement agencies in cases filed against the organisation by customers/third parties.
• BKT resolution with agency and FOs level need to be tracked & reviewed.
• Flow rates to next BKT needs to be restricted on the location you are handling.
• Remove the non-performing FOs and recruitment the fresh team and train as and when required.
• CRM queries needs to be closed as per the TAT assigned.
• RCU audit queries must be reverted before TAT and implementation of committed action at field level.
• Receipt book discrepancies needs to be discussed with agency and ensure no reoccurrence of such issues in field.
• HHT 100% utilization and report to be submitted to ACM / RCM on regular basis.
• HHT not working need to be informed to IT team for need of support.

Candidate Profile Required

• Minimum 2-3 Years of collection experience in any automotive products like LMV,TW,3W,LCV,MCV,HCV
• Experience in managing collection agencies
• Excellent data management skills
• Individual Performer