Collection Manager - Three Wheeler Loans

SkillLabs; Lakhimpur; On-site; INR 350,000 - 600,000; Full time

Job summary

SkillLabs is seeking a result-driven Collections Specialist in Assam to manage vendor portfolios, coordinate with agencies, and ensure timely recovery and compliance across automotive segments. The role requires handling repo processes, legal escalations, and CRM closures, with strong data management and speaker-team collaboration skills.

You will work on process improvements, ensure adherence to TATs, and liaise with IT for tool availability while maintaining high performance in a challenging

Qualifications

• Minimum 2-3 years of collection experience in automotive segments (LMV, TW, 3W, LCV, MCV, HCV).
• Experience in managing collection agencies and vendor coordination.
• Excellent data management skills and attention to detail.
• Capable of performing individually and meeting targets.

Responsibilities

• Allocate portfolio to vendors based on past performance and FOS availability.
• Review cases with FOS/TL and assign work according to disposition.
• Coordinate with agency resources and plan calls for better resolution.
• Audit receipt book and repo kits periodically.
• Close agency billing within 60 days of work completion.
• Secure prior approvals in repo cases and help manage repo issues.
• Handle collection/repo related customer service issues and escalations.
• Coordinate with legal teams for actions against chronic defaulters and enforcement agencies.
• Track BKT resolution with agency and FO levels.
• Restrict flow rates to next BKT based on location handled.
• Remove non-performing FOs and recruit/train fresh team as needed.
• Close CRM queries within the assigned TAT.
• Revert RCU audit queries before TAT and implement actions at field level.
• Discuss receipt book discrepancies with agency to prevent recurrence.
• Ensure 100% HHT utilization and report to ACM/RCM regularly.
• Notify IT if HHT is not working and request support.

Skills

Collection experience

Agency management

Data management

Individual performer

Job description

Roles and Responsibilities

• Allocation of portfolio to vendor basis the past performance trend and FOS availability, creating adequate manpower capacity for the portfolio.
• Review cases with FOS / TL and work assignment basis the disposition code.
• Coordinating with agency resources and doing the call planning for better resolution, ensuring appropriate support to the agency on difficult cases.
• Receipt book & Repo kits allocation and auditing periodically
• Agency billing closure within 60 days of the work completed month.
• Ensuring prior approvals in repo cases & helping the agency manage repo related issues.
• Handling collection/repo related customer service issues/escalations.
• Coordinating with legal team for initiating legal actions against chronic defaulters & dealing with enforcement agencies in cases filed against the organisation by customers/third parties.
• BKT resolution with agency and FOs level need to be tracked & reviewed.
• Flow rates to next BKT needs to be restricted on the location you are handling.
• Remove the non-performing FOs and recruitment the fresh team and train as and when required.
• CRM queries needs to be closed as per the TAT assigned.
• RCU audit queries must be reverted before TAT and implementation of committed action at field level.
• Receipt book discrepancies needs to be discussed with agency and ensure no reoccurrence of such issues in field.
• HHT 100% utilization and report to be submitted to ACM / RCM on regular basis.
• HHT not working need to be informed to IT team for need of support.

Candidate Profile Required

• Minimum 2-3 Years of collection experience in any automotive products like LMV,TW,3W,LCV,MCV,HCV
• Experience in managing collection agencies
• Excellent data management skills
• Individual Performer