Collection Associate - CV

HDB Financial Services Ltd.; Jalpaiguri; On-site; INR 180,000 - 280,000; Full time

Job summary

HDB Financial Services Ltd. in Jalpaiguri invites applications for a Collection Specialist responsible for recovery of Auto Loans and handling a dedicated collection portfolio.

You will update visit trails, ensure 100% on-site visits, and track asset utilization through the mobile app, while meeting daily and weekly targets. The role emphasizes adherence to processes, compliance, and audit requirements, with repossession activity carried out as per SOPs and timely deposit of collections.

Responsibilities

• Taking care of collection and recovery of Auto Loans portfolio.
• Handling individual Collection portfolio.
• Updating visit trails and money collection details on Mobile App.
• 100% visit on all cases and tracking asset utilization and availability.
• Managing daily and weekly targets as to facilitate the monthly targets.
• Ensuring adherence to processes, compliance and audit related activities.
• Ensuring repossession of asset is done in compliance with standard operating process.
• No delay in deposition.
• Negotiations and restructuring loan re-payments, Prepare reports for daily activities.
• Responsible for collection efficiency on timely manner.
• Responsible for Effective Cost Management.
• Understanding Managing Healthy Portfolio.

Job description

Job Role

• Taking care of collection and recovery of Auto Loans portfolio.
• Handling individual Collection portfolio.
• Updating visit trails and money collection details on Mobile App.
• 100% visit on all cases and tracking asset utilization and availability.
• Managing daily and weekly targets as to facilitate the monthly targets.
• Ensuring adherence to processes, compliance and audit related activities.
• Ensuring repossession of asset is done in compliance with standard operating process.
• No delay in deposition.
• Negotiations and restructuring loan re-payments, Prepare reports for daily activities.

Key Responsibilities

• Responsible for collection efficiency on timely manner.
• Responsible for Effective Cost Management.
• Understanding Managing Healthy Portfolio.